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5447 Lugo Street, Fort Pierce, FL, 34951 | $385,000
Welcome to Waterstone--a vibrant community where modern convenience meets serene waterfront living. This stunning 4-bedroom, 2-bathroom home with a massive 620sqft 3-car garage, built by Adams Homes in 2021, sits on a premium lot offering peaceful water views and thoughtful upgrades throughout. Step inside to an open floor plan adorned with LifeProof Dusk Cherry vinyl plank flooring and a gourmet kitchen featuring a peninsula-style granite countertop, ideal for casual dining or entertaining. The home's upgrades blend style and function--a hybrid heat-pump water heater (2022) for energy efficiency, solar panels by Windmar Solar financed through Sunnova, and a smart home system complete with Alexa-compatible switches, thermostat, and Blink outdoor cameras for peace of mind. The owner has added numerous touches to elevate comfort and style: a backyard pergola, Christmas palms (front and back), fresh landscaping with pavers and rock accents, and a fully fenced yard with three gated access points installed in 2022. Even the smallest details were considered gutters, a Simplisafe alarm system, and labeled hurricane shutters for easy installation are all in place. Enjoy modern comforts like the fiberglass shower in the primary bath, garden tub in the guest bath, and top-tier appliances including a Whirlpool French door refrigerator and Samsung washer/dryer set (all 2021). Additional features include an Acura EV charger (2025), trimmed oak trees, and low HOA fees of only $12/month under Atmos Living Management Group. Every inch of this home was designed for comfort, style, and practicality offering a turnkey lifestyle in one of the area's most desirable communities. Waterstone boasts a luxurious clubhouse with high-performance gym, event room, and kids playroom all surrounded by a massive resort-style heated pool, playground, ball courts, and picnic areas. Perfectly situated between Vero Beach and downtown Fort Pierce, you'll enjoy quick access to beautiful beaches and the fun-fishing inlet/jetty! Plus, you're just minutes from both I-95 and US-1, making commuting a breeze whether it's for work or a weekend getaway.
Features
- Amenities: Clubhouse, Game Room, Picnic Area, Playground, Pool, Tennis Court(s), Trail(s), Baseball/Softball Field, Community Room, Pickleball Court(s), Sidewalks
- Rooms: 9
- Bedrooms: 4
- Baths: 2 full
- Laundry: Inside
- Year Built: 2021
- Garage: 3-car Attached
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 2,026
- Acreage: 0.18
- Est. Taxes: $7,845
- HOA Fee: $12 Monthly
- Water Front: Yes
- Elem. School: Weatherbee
- Middle School: Dan Mccarty
- High School: Fort Pierce Westwood Academy
- Pet Policy: Yes, No Restrictions
- Appliances: Electric Water Heater, Dryer, Dishwasher, Electric Range, Microwave, Refrigerator, Water Heater, Washer
- MLS#: R11121884
- Website: https://www.raveis.com
/prop/R11121884/5447lugostreet_fortpierce_fl?source=qrflyer
All listings featuring the BMLS logo are provided by BeachesMLS Inc. This information is not verified for authenticity or accuracy and is not guaranteed.Listing courtesy of LPT Realty
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
5447 Lugo Street, Fort Pierce, FL, 34951
$385,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $308,000 | $308,000 | $308,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $654 | $654 | $654 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,773 | $1,972 | $2,558 |
| Total Monthly Payment | $2,502 | $2,701 | $3,287 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388