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This well maintained corner lot home with a horseshoe gravel driveway, plenty of natural light and great cross-ventilation boasts 4 bedrooms with 1. 5 baths. Hardwood flooring with carpet in den/living space. 2-car garage with remote, CAC, Alarm System Eat-In Kitchen, formal dining room and a Living/family room with wood burning fireplace, wood ceiling beams, built-in wall unit and French doors leading to the patio. The primary bedroom has separate electrical with built-in closet/storage space. The enclosed and generously sized porch offers baseboard heating and central air for all year comfort and two skylights for star gazing. The full unfinished basement has a sink with counterspace, a crawl space, landline accessibility and an outside entrance door with screen. New Furnace (2023). New stainless steel liner (2015) Roof was re-done (2003). 3 cesspools. Lots of storage from the high and deep closets to the built-in shelving in the full bathroom and built-in china cabinet in dining area , Sheds are a gift. A short 5 minute drive to Wading River Beach, Wading River Boat ramp and beachfront French Cuisine at La Plage Restaurant. .
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$749,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $599,600 | $599,600 | $599,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.875% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.520% | 5.415% |
| Monthly Tax Payment | $1,286 | $1,286 | $1,286 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,311 | $3,547 | $4,781 |
| Total Monthly Payment | $4,689 | $4,925 | $6,159 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.