196 Palm Harbor DR, North Port, FL, 34287 | $205,000

Welcome to 196 Palm Harbor Drive, in the beautiful community of Harbor Isles, Northport, FL. Manurfactured Home Financing Available/Application and Information included in documents. It’s a stunning 2-bedroom, 2-bath home offering 1, 344 sq. Ft. of spacious, modern living (plus additional lanai space). This 55+ community is the queen of the Isles, and this beautifully updated residence combines open-concept elegance with resort-style surroundings, perfect for Florida living. Enjoy the spacious open design featuring a large dining area and a redesigned kitchen that’s a chef’s dream, boasting new cabinets, counters, sink, refrigerator, stove, microwave, and dishwasher. Complete with a hot water dispenser and curved ceiling fan add sophistication, while new laminate flooring in the kitchen and big lanai creates a seamless flow. The living area has built in display cabinets with hutch to showcase your favorite things. Enjoy a separate office area, a master bath with a tile floor and walk-in shower with walk-in closet. Amazing decor and features make it ready for you to move into this home’s fresh, modern feel. The re-screened lanai is enhanced with new slider windows, a split AC/heat unit, and weathertight windows, making it a year-round retreat. This home shines with upgrades: a new “Forever Roof” over the entire house, new concrete making it perfect for two car parking under the carport. Large laundry/workshop area with a second refrigerator and abundant storage. A 12x12 deck off the front lanai invites friends and relaxation. Harbor Isles offers an unmatched lifestyle with a heated pool, hot tub, clubhouse, fitness center, racquetball & tennis courts, shuffleboard, bocce ball, a marina with boat slips, and vibrant social activities in a pet-friendly community. It’s a place where everyone greets you with a wave or a smile and golf carts are welcome. Just minutes from the beautiful gulf beaches and plenty of shopping and dining/entertainment on Tamiami Trail stretching from Venice to Port Charlotte. Impeccably maintained with no hurricane damage mentioned, this home is a rare find. Schedule your tour today to experience the beauty and comfort of **196 Palm Harbor**—your Florida oasis awaits!

Features

  • Building Design: Manufactured
  • Amenities: Billiards,Bocce Court,Clubhouse,Common Laundry,Community Boat Dock,Community Boat Ramp,Community Park,Community Pool,Community Room,Community Spa/Hot tub,Dog Park,Exercise Room,Fish Cleaning Station,Hobby Room,Internet Access,Library,Marina,Pickleball,Private Membership,Racquet Ball,Shuffleboard,Sidewalk,Streetlight,Tennis Court,Underground Utility
  • Rooms: 8
  • Bedrooms: 2
  • Baths: 2 full
  • Style: Florida
  • Development: NORTH PORT
  • Year Built: 1982
  • Garage: 0.00
  • Heating: Central Electric
  • Cooling: Ceiling Fans,Central Electric,Exhaust Fan,Humidistat
  • Approx Sq. Feet: 1,344
  • Acreage: 0.11
  • Est. Taxes: $1,015
  • Master HOA Fee: $195
  • Lot Desc: Regular
  • View: None/Other
  • Community Type: Gated,Mobile/Manufactured
  • Boat Access: Boat Ramp,Boat Slip,Composite Dock,Elec Avail at dock,Water Avail at Dock
  • Pet Policy: With Approval
  • MLS#: 225038808
  • Website: https://www.raveis.com
    /prop/225038808/196palmharbordr_northport_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of Waterside Realty Group, Inc

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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196 Palm Harbor DR, North Port, FL, 34287

$205,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $164,000 $164,000 $164,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.209% 6.292% 5.628%
Monthly Tax Payment $85 $85 $85
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $931 $996 $1,329
Total Monthly Payment $1,091 $1,156 $1,489

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.