643 Schooner ST, North Port, FL, 34287 | $185,000

Discover your dream home in the vibrant Harbor Isles community of North Port, Florida—a premier 55+ active adult retreat where you own both the home and the land, freeing you from the burden of lot rent. Manurfactured Home Financing Available/Application and Information included in documents. A new carport has just been completed with composite roofing and fourth wall support posts to code. All upgrades have been done by licensed contractors and are up to code. Just minutes away from 7 of the most beautiful gulf beaches in Sarasota County. Nestled in a serene, gated setting along Salt Creek with access to the Myakka River and Gulf of Mexico, this pet-friendly community offers low HOA fees of just $190/month, covering high-speed internet and trash removal for effortless living. Harbor Isles is more than a place to live—it’s a lifestyle, with a bustling calendar of year-round activities, a marina with boat slips, a kayak/canoe launch, and a fishing dock with a pavilion, perfect for water enthusiasts. This stunning 1995 manufactured home has been completely transformed with modern upgrades and durable 2x6 construction. Step inside to plantation shutters, new windows, and a new sliding door that brighten the space, complemented by new skylights for a light-filled ambiance. Safety and convenience are top-notch with clear hurricane shutters, acrylic windows, and a whole-house gas generator to keep you powered up no matter the weather. Outside, enjoy a freshly painted driveway and walkway, a two-year-old roof, and a sturdy carport with 3-inch panels, also just two years old, all framed by crisp white skirting. The landscaping has a variety of flowers and looks amazing. Relax or entertain on the tiled lanai with louvered blinds, or retreat indoors to a fully renovated interior featuring tiled bathrooms, a kitchen with sleek Corian countertops, and bathrooms boasting luxurious quartz and granite finishes. New panel doors and a stylish barn door in the master bath add a contemporary flair, while a washer and dryer ensure practicality. Harbor Isles’ resort-style amenities elevate your living experience—dive into the heated pool and spa, stay active with tennis, pickleball, shuffleboard, or bocce courts, or unwind at the clubhouse with its fitness center, library, and social events. Golfers will love the nearby practice nets, and nature lovers can explore the community’s four lakes and scenic surroundings.
Move-in ready and meticulously updated, this home blends low-maintenance living with the active, social spirit of Harbor Isles. Located in North Port—Florida’s third-fastest-growing city—you’re just minutes from shopping, dining, golf courses, and the pristine beaches of Venice. Don’t miss your chance to join this welcoming community where neighbors become friends and every day feels like a vacation—schedule your tour today! It's a picture of an active, connected, and carefree way of living.

Features

  • Building Design: Manufactured
  • Amenities: BBQ - Picnic,Bike And Jog Path,Billiards,Bocce Court,Clubhouse,Community Boat Dock,Community Boat Ramp,Community Boat Slip,Community Park,Community Pool,Community Room,Community Spa/Hot tub,Dog Park,Exercise Room,Fish Cleaning Station,Hobby Room,Internet Access,Library,Marina,Pickleball,Racquet Ball,Sauna,Shuffleboard,Sidewalk,Streetlight,Tennis Court
  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full
  • Style: 1 Story/Ranch
  • Development: NOT APPLICABLE
  • Year Built: 1995
  • Garage: 0.00
  • Heating: Central Electric
  • Cooling: Ceiling Fans,Central Electric,Humidistat
  • Approx Sq. Feet: 1,239
  • Acreage: 0.11
  • Est. Taxes: $1,105
  • HOA Fee: $190 Monthly
  • Lot Desc: Regular
  • View: Lake
  • Community Type: Boating,Gated,Mobile/Manufactured,Tennis
  • Boat Access: Boat Ramp,Boat Slip,Composite Dock,Water Avail at Dock
  • Pet Policy: With Approval
  • MLS#: 225033156
  • Website: https://www.raveis.com
    /prop/225033156/643schoonerst_northport_fl?source=qrflyer
Copyright © 2025  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of Waterside Realty Group, Inc

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

643 Schooner ST, North Port, FL, 34287

$185,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $148,000 $148,000 $148,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.360% 6.304% 5.648%
Monthly Tax Payment $92 $92 $92
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $840 $899 $1,199
Total Monthly Payment $1,007 $1,066 $1,366

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.