5645 LORETTA COURT, Zephyrhills, FL, 33542 | $219,900

Under contract-accepting backup offers. Charming 2-Bedroom 2-Bath Home in Active 55+ Golf Community of Betmar Acres – Land Owned! Welcome to this beautifully updated home tucked away on a quiet cul-de-sac in the heart of a vibrant 55+ golf community. With land ownership included and a low annual fee of just $435, you’ll enjoy affordable living in a neighborhood filled with activities, amenities, and friendly neighbors. Step inside to an open-concept layout featuring luxury vinyl plank flooring throughout. The kitchen has been tastefully updated with sleek counters and stainless-steel appliances, offering both style and function for everyday cooking or entertaining. At the front of the home, a cheerful sunroom has been seamlessly integrated into the central AC system, creating a comfortable four-seasons room where you can relax, read, or gather with friends year-round. The spacious owner’s retreat boasts a walk-in closet and a private en-suite bath with a step-in shower and updated vanity. The guest suite offers plenty of space for a queen-size bed and is conveniently located across from the updated second bath, which features a tub/shower combination. Practical updates give peace of mind: a durable metal roof, a brand-new AC system installed in 2023, and a new vapor barrier also added in 2023. This home blends comfort, style, and low-maintenance living in a welcoming golf community where you’ll enjoy the Florida lifestyle to the fullest. Betmar Acres is known for its top-tier amenities, including 27 holes of golf, two swimming pools, two hot tubs, three clubhouses, scenic walking trails, a library, and game rooms with billiards, table tennis, and board games. Other features include miniature golf, enclosed shuffleboard courts, tennis and pickleball courts, a basketball court, bocce courts, and weekly bingo—providing endless opportunities for fun and social connection. This exceptional home offers the ideal balance of comfort, style, and active living in one of Florida’s most vibrant 55+ communities. Schedule your private showing today and see everything Betmar Acres has for you to enjoy.

Features

  • Amenities: Basketball Court, Clubhouse, Golf Course, Optional Additional Fees, Pickleball Court(s), Pool, Recreation Facilities, Security, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s), Trail(s)
  • Rooms: 10
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside
  • Year Built: 1987
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,416
  • Acreage: 0.12
  • Est. Taxes: $1,870
  • HOA Fee: $435 Annually
  • Lot Desc: Cul-De-Sac, Level
  • Adult Communities: Yes
  • Pet Policy: No
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8424841
  • Days on Market: 90 days
  • Website: https://www.raveis.com
    /prop/TB8424841/5645lorettacourt_zephyrhills_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/16/2025 2:09:27 AM)
Listing courtesy of KELLER WILLIAMS REALTY NEW TAMPA   Phone: 813-994-4422

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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5645 LORETTA COURT, Zephyrhills, FL, 33542

$219,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $175,920 $175,920 $175,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.250% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.472% 6.443% 5.648%
Monthly Tax Payment $156 $156 $156
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,013 $1,083 $1,426
Total Monthly Payment $1,244 $1,314 $1,657

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.