Step out and stroll just a few steps to the shoreline from this beautifully updated and fully furnished 2 bedroom , 2 bath condo in a direct oceanfront building at Ocean Hibiscus. Now offered at$500, 000, this repricing delivers a compelling $25, 000 price adjustment for a turnkey coastal retreat with strong rental history!
Take in ocean views and the calming sound of the waves from the kitchen, living room, primary bedroom, and the spacious wraparound porch that overlooks the water! The interior features maple cabinetry, granite counters, tile flooring, stylish lighting, and beautifully renovated baths. A stone fireplace adds a cozy coastal touch after a day on the sand.
With private beach access, only steps away, a proven income performance, and a 1 year home warranty for the buyer at closing, this condo is ready to enjoy from day one. Experience ocean views, ocean sounds, and ocean living at its best. This inviting and turn key residence is located in one of St Augustine Beach most loved coastal communities offering three pools including one heated, tennis courts, and beautiful tropical landscaping that creates a relaxed resort feel. The community has its own private boardwalk that leads straight over the dunes to a wide and natural stretch of beach ideal for sunrise walks, shell hunting, or peaceful sunset moments. With dynamic pricing already in place and growing demand for St Augustine Beach getaways, the rental potential is impressive and could scale further with proactive marketing. Whether you are planning a personal coastal retreat, seasonal escape, or envisioning a future move to Florida, this home captures comfort, convenience, and the magic of true oceanfront living. Welcome to Ocean Hibiscus and welcome home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$500,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $400,000 | $400,000 | $400,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.292% | 5.609% |
| Monthly Tax Payment | $341 | $341 | $341 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,271 | $2,430 | $3,242 |
| Total Monthly Payment | $2,704 | $2,863 | $3,675 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.