126 Fire Lane, Cross, SC, 29436 | $850,000

Waterfront Retreat with Private Dock, Boat Ramp & Resort-Style Amenities - Owner Financing AvailableWelcome to a one-of-a-kind waterfront estate on the Diversion Canal offering direct access to Lake Marion and Lake Moultrie--a rare opportunity for buyers seeking Lowcountry lifestyle, deep water access, and income-producing potential just outside the greater Charleston area. This private, resort-style compound seamlessly blends luxury, functionality, and multi-generational living. The standout barndominium-style party house is designed for entertaining on a grand scale, featuring an open-concept layout, chef's kitchen, and seamless indoor-outdoor flow--ideal for hosting gatherings, events, or creating a unique short-term rental experience. For boating and outdoor enthusiasts, the property delivers with a private boat ramp, dock, and immediate canal access, making fishing, boating, kayaking, and sunset cruising part of everyday life. The expansive grounds also include a large steel-frame outbuilding/workshop, perfect for boat storage, equipment, or hobby space. A separate guest house provides excellent flexibility for short-term rental income, Airbnb potential, or private accommodations, making this an ideal investment property, second home, or family compound. The outdoor living experience is unmatched, highlighted by a gunite saltwater pool with water slide, surrounded by lush tropical landscaping and palm trees. The covered pavilion and outdoor bar create the ultimate backyard oasis--perfect for entertaining, relaxing, or enjoying the serene waterfront setting. String-lit gathering spaces and open green areas add to the property's charm and versatility. Whether you're searching for a private waterfront escape, income-producing retreat, or turnkey entertainment property, this estate offers unparalleled value and lifestyle appeal in one of South Carolina's most sought-after recreational corridors. Don't miss this rare opportunity to own a true waterfront destination property--schedule your private showing today. Disclaimer: Operating a short-term rental in this jurisdiction is subject to local laws and regulations, which may change over time. There is no guarantee that current short-term rental permissions or allowances will remain in effect. Prospective buyers are encouraged to conduct their own due diligence regarding the current and future status of short-term rental regulations.

Features

  • Amenities: Boat Ramp, Gated, Pool, RV/Boat Storage, Storage, Trash
  • Bedrooms: 4
  • Baths: 4 full
  • Laundry: Electric Dryer Hookup, Washer Hookup, Laundry Room
  • Development: 75 - Cross, St.Stephen, Bonneau, Rural Berkeley Cty
  • Year Built: 2018
  • Garage: 2-car Detached
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,832
  • Acreage: 0.57
  • Lot Desc: .5 - 1 Acre, Lakeview
  • Water Front: Yes
  • Elem. School: Cross
  • Middle School: Cross
  • High School: Cross
  • Pool: In Ground
  • MLS#: 25024459
  • Days on Market: 259 days
  • Website: https://www.raveis.com
    /eprop/25024459/126firelane_cross_sc?source=qrflyer
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Information deemed reliable but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase.
Listing courtesy of Carolina One Real Estate

William Raveis Family of Services

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888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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126 Fire Lane, Cross, SC, 29436

$850,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $680,000 $680,000 $680,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.375% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.399% 6.475% 6.309%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,132 $4,242 $5,784
Total Monthly Payment $4,224 $4,334 $5,876

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.