102 YACHT HARBOR DRIVE, #569, Palm Coast, FL, 32137 | $525,000

Yacht Harbor Top-Floor Riverfront Condominium - Sunrises, Sunsets & Pure Coastal Luxury. Perched on the top floor of the exclusive Yacht Harbor Village Condominium, the Jewel of the Matanzas River coastline, this stunning riverfront residence captures the very best of Palm Coast living. Here, every day begins with a brilliant sunrise over the sought after marina, where sailboats and yachts glisten in the morning light, and almost every evening ends with a golden sunset over the Intracoastal, complete with dolphins dancing through the water. Inside, no detail has been overlooked. This home has been completely remodeled with a refined coastal elegance, blending modern finishes with timeless design. The open-concept layout flows effortlessly to a private balcony, creating a seamless connection to the stunning water views. The chef's kitchen is both sleek and functional, showcasing quartz countertops, custom wood cabinetry, and top-of-the-line stainless steel appliances. The primary suite feels like a private retreat, offering panoramic water views, a spa-inspired bathroom with a step in shower and a soaking tub big enough for two and generous and custom designed walk-in closet space. All remote control window shades and plantation shutters were installed in August of 2023 along with the new Trane AC, water heater, super high end light fixtures, fancy bathroom faucets, gorgeous interior paint colors, and the mahogany wood flooring covering every inch of the floor space in the whole condo except for the porcelain tile entry. The current owners invested an immense amount thinking it would be their forever home but now it can be yours. Very tastefully thought out and designed right down to the California Closets custom pantry made special for every little kitchen item. While this residence is beautifully furnished, none of the furnishings convey, but should you like the look, the current owners can share some of their sources for some items so that you can create a similar look but with your flare!

Yacht Harbor residents enjoy an enviable lifestyle with access to a resort-style pool, world class tennis courts, pickleball courts, gym, and marina living with a Hammock Beach Membership. The owners are willing to pay that initiation fee to join if desired. It's still beautiful even without one, too all tucked within a gated community with walking trails or picnics overlooking the boats and the river while just being minutes from Hammock Beach, world-class golf, dining, and coastal adventures. Condo dues are 1, 026. 25 per month which includes water, sewer, trash, basic cable, gate guard, bldg. insurance, exterior maintenance, roof. No assessments, no litigation as of Sept 2025. Social Membership needed to use all amenities. Current price is 15, 000 plus tax of 7%; one time initiation (paid by the Seller) and monthly dues, food minimums are payable by the Buyer for the lifetime of the membership.

This is more than a home, it is a sanctuary of sun, sea, and sophistication, designed for those who want the very best of Florida's waterfront lifestyle.

Features

  • Elevator: Y
  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 5
  • Amenities: Cable TV, Clubhouse, Elevator(s), Fitness Center, Gated, Laundry, Maintenance, Optional Additional Fees, Pickleball Court(s), Pool, Security, Spa/Hot Tub, Tennis Court(s), Vehicle Restrictions, Wheelchair Access
  • Rooms: 8
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Complex: YACHT HARBOR VILLAGE CONDOMINIUMS
  • Year Built: 2006
  • Common Charge: $817 Monthly
  • Approx Sq. Feet: 1,570
  • Acreage: 0.31
  • Est. Taxes: $4,876
  • Lot Desc: Landscaped, Near Golf Course, Near Marina, Sidewalk
  • View: Pool, Water
  • Elem. School: Old Kings Elementary
  • Middle School: Indian Trails Middle-FC
  • High School: Matanzas High
  • Pet Policy: Cats OK, Dogs OK, Number Limit, Yes
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer
  • MLS#: FC312298
  • Days on Market: 117 days
  • Website: https://www.raveis.com
    /prop/FC312298/102yachtharbordrive_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/16/2026 1:33:52 AM)
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NMLS Mortgage Loan Originator ID 16953

917.838.7300

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102 YACHT HARBOR DRIVE, #569, Palm Coast, FL, 32137

$525,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $420,000 $420,000 $420,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.285% 6.156% 5.396%
Monthly Tax Payment $406 $406 $406
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,385 $2,515 $3,349
Total Monthly Payment $2,883 $3,013 $3,847

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.