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Welcome to Dogwood Lake House, a charming 20th-century Colonial Revival steeped in character and warmth. Tucked under a canopy of ornamental dogwoods and hydrangeas, this cozy four bedroom home overlooks Highland Lake, and features lake views and deeded lake access behind the house. At the heart of the home, a striking wood-burning fireplace anchors the living room, surrounded by wood paneling, hardwood floors, and sunlit windows, flooding the home with light. The main floor flows seamlessly through arched doorways into a spacious formal dining room lined with bookshelves and double paned windows. The expansive kitchen’s nostalgic red-and-white checkerboard floors add vintage character while maintaining modern functionality. Just off the kitchen, a small hallway leads to the a full powder room, a study, and a windowed laundry room. Spanning the back of the home, a spacious sunroom opens up to a sprawling multi-leveled terrace which overlooks the lake. Upstairs, a balanced four-bedroom layout provides airy, well-proportioned rooms. A full attic and a full walkout basement expand the home’s flexibility for storage, recreation, or additional living space. The property itself is a horticultural treasure. The prior owner planted a remarkable collection of dogwoods, magnolias, hydrangeas, and rare imported roses, creating gardens that bloom in succession and transform with the seasons. A detached two-car garage with electric service offers further opportunity, easily converted into a studio, guest cottage, or workshop. Located within the highly desirable Highland Lake community with deeded lake access and no HOA restrictions, this property seamlessly blends historic character with a lakeside living. From morning walks among flowering trees to afternoons on the lake and evenings by the fire, this home offers the perfect balance of beauty, comfort, and country lifestyle.
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Our Executive Mortgage Banker:
Our Insurance Division:
$340,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $272,000 | $272,000 | $272,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.521% | 6.292% | 5.628% |
| Monthly Tax Payment | $340 | $340 | $340 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,587 | $1,653 | $2,204 |
| Total Monthly Payment | $2,002 | $2,068 | $2,619 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.