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This furnished, well-maintained 3BR/2BA, 1, 978 sq ft home offers the perfect blend of easy living, privacy, and island charm. A welcoming one-step entry leads into an open floor plan with split bedrooms, ideal for both comfort and convenience. The remodeled kitchen (2018) flows seamlessly into the dining and living areas, creating a warm and functional space for family gatherings and entertaining. A cozy wood-burning fireplace enhances the living room and opens to a versatile three-season flex space showcasing beautiful natural views. Practical upgrades include a whole-home generator for year-round peace of mind. Outside, a detached cart barn with space for two carts adds to the convenience. Flood insurance remains affordable through FEMA program eligibility, and the adjoining lot is also available for purchase, offering additional possibilities. Situated just minutes from the sandy beaches of Melrose, community pools, restaurants, and the unmatched beauty of Daufuskie Island, this home makes an excellent full-time residence, vacation getaway, or investment. Don't miss the opportunity to enjoy low-country living in this private island retreat. Full Club memberships may be available to purchase from neighboring Haig Point--amenities there include Rees Jones Golf Courses, tennis/pickleball, equestrian center, fitness center, beach club, 24/7 ferry access, two restaurants, and much more!
We do not attempt to independently verify the currency, completeness, accuracy or authenticity of the data contained herein. All area measurements and calculations are approximate and should be independently verified. Data may be subject to transcription and transmission errors. Accordingly, the data is provided on an "as is" "as available" basis only and may not reflect all real estate activity in the market. Certain information contained herein is derived from information, which is the licensed property of, and copyrighted by, REsides, Inc.Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
$525,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $420,000 | $420,000 | $420,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.628% | 5.933% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,552 | $2,652 | $3,488 |
| Total Monthly Payment | $2,644 | $2,744 | $3,580 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.