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125 CARLYLE DRIVE, Palm Harbor, FL, 34683 | $600,000
Under contract-accepting backup offers. Welcome to 125 Carlyle Drive on Indian Bluff Island in the heart of Palm Harbor—a rare opportunity to enjoy island living with the conveniences of the mainland just minutes away. Nestled on a spacious 0. 33-acre lot with partial views of St. Joseph’s Sound, this beautifully maintained four-bedroom, two-bath pool home blends comfort, function, and location.
The single-story layout offers 2, 279 square feet of living space with a split floor plan, open-concept design, and thoughtful updates throughout. The kitchen and family room flow seamlessly into the living and dining areas, creating an inviting space for gatherings and everyday living. The primary suite features a walk-in closet and tranquil views of the water and surrounding landscape.
Interior highlights include vinyl plank flooring, crown molding, solid-surface countertops, and energy-efficient appliances including a built-in oven, cooktop, refrigerator, microwave, dishwasher, and washer and dryer. The home is equipped with central air and electric heating, enhanced with HVAC UV and electronic filtration for improved indoor air quality.
Step outside to your saltwater pool with child safety fencing, in-ground lighting, and a covered rear patio. The fenced yard has been thoughtfully landscaped with Florida-friendly, non-toxic materials. Additional features include hurricane shutters and windows, a sprinkler system, a circular drive, covered parking, and ample guest parking.
This property is zoned for some of the most sought-after schools in Pinellas County, including Sutherland Elementary, Palm Harbor Middle, and Palm Harbor University High School. The Pinellas Trail runs right by the island, offering biking access to Honeymoon Island State Park, Wall Springs Park, and other local attractions. While Indian Bluff Island provides a quiet, private setting with no through traffic, everyday shopping, dining, and entertainment are just a mile away.
Community details include an optional HOA at $150 per year, includes trash pick-up.
This home offers the ultimate Gulf Coast lifestyle with sunset views, nearby water access, and the convenience of Palm Harbor living. It is truly a must-see.
Features
- Rooms: 3
- Bedrooms: 4
- Baths: 2 full
- Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
- Style: Contemporary, Traditional
- Year Built: 1962
- Garage: Circular Driveway, Covered, Driveway, Ground Level, On Street, Open
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 2,279
- Acreage: 0.33
- Est. Taxes: $5,557
- HOA Fee: $150 Annually
- Lot Desc: Flood Insurance Required, FloodZone, In County, Landscaped, Level, Near Public Transit
- View: Pool, Trees/Woods, Water
- Elem. School: Sutherland Elementary-PN
- Middle School: Palm Harbor Middle-PN
- High School: Palm Harbor Univ High-PN
- Pool: Child Safety Fence, In Ground, Lighting, Salt Water
- Pet Policy: Dogs OK, Yes
- Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Freezer, Microwave, Range Hood, Refrigerator, Washer
- MLS#: TB8385052
- Days on Market: 144 days
- Website: https://www.raveis.com
/prop/TB8385052/125carlyledrive_palmharbor_fl?source=qrflyer
Listing courtesy of EXP REALTY LLC Phone: 888-883-8509
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
125 CARLYLE DRIVE, Palm Harbor, FL, 34683
$600,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $480,000 | $480,000 | $480,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.197% | 6.132% | 5.541% |
| Monthly Tax Payment | $463 | $463 | $463 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,725 | $2,875 | $3,859 |
| Total Monthly Payment | $3,280 | $3,430 | $4,414 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388