3421 Wellfleet LN, Naples, FL, 34114 | $2,590,000

This stunning modern single-family home, showcasing the sought-after Lincoln floor plan, is better than new and offered turnkey with exquisite decorator furnishings, featured in TV commercials for the award-winning designer. Built in 2021, this fantastic 3-bedroom plus study, 3. 5-bath home with a 3-car garage showcases spectacular lakefront sunsets and includes all features on a buyer’s dream checklist, capturing serene western lake views and luxurious living in the highly desired Oyster Harbor neighborhood in Fiddler’s Creek. The open-concept design is filled with natural light from expansive windows, a double glass-door entry, and elegant custom lighting. Volume and tray ceilings enhance the sense of space, while rich hardwood floors underscore the home’s contemporary aesthetic. The gourmet kitchen is a showpiece with upgraded shaker cabinetry, quartz countertops, mosaic tile backsplash, under-cabinet lighting, a walk-in pantry, and a large center island with breakfast bar seating. Stainless steel appliances include a wall oven, wine cooler, and 5-burner natural gas cooktop with hood and pot filler. A living room wet bar, beverage refrigerator and wine cooler make entertaining seamless. The private owner’s suite is a retreat, with bay windows, custom drapery, dual walk-in closets with built-ins, and a spa-like bath, featuring a dual vanity with makeup counter, frameless walk-in shower with multiple rainfall showerheads, and floor-to-ceiling tile. Two spacious guest suites each offer en-suite baths with quartz vanities and frameless walk-in showers. A French-door den provides the ideal office or study, while the laundry room includes custom cabinetry, sink, and GE front-load appliances. The lanai is designed as an outdoor sanctuary, with a heated pool, spa, and sun deck accented by glass water bowls, all set against a travertine deck and panoramic screen enclosure for uninterrupted lake and sunset views. A covered living area with a fireplace, mounted TV, and seating transitions seamlessly to the outdoor kitchen with bar seating, grill and hood, refrigerator, ice maker, sink, and a dramatic mosaic backsplash extending to the ceiling. Additional highlights include a Generac generator, surround sound system, reverse osmosis filtration, tankless water heater, and storm protection with shutters and motorized screens. Residents enjoy world-class amenities, including a fitness center with trainers and classes, active tennis and pickleball, bocce, resort-style pool with waterfalls and slides, spa services, casual and fine dining, and a vibrant social calendar. Miles of sidewalks for walking, running, or bicycling. Optional golf memberships are available with no wait at the recently renovated championship course and impressive brand-new clubhouse, along with optional beach and marina memberships for the ultimate Southwest Florida lifestyle. Convenient to beaches, parks, yacht clubs, boutiques, grocery stores, executive airport, and all area amenities.

Features

  • Amenities: Beach Club Available,Bike And Jog Path,Bocce Court,Business Center,Clubhouse,Community Pool,Community Room,Community Spa/Hot tub,Fitness Center Attended,Full Service Spa,Golf Course,Internet Access,Marina,Pickleball,Private Membership,Restaurant,Sauna,Sidewalk,Streetlight,Tennis Court,Underground Utility
  • Rooms: 10
  • Bedrooms: 3
  • Baths: 3 full / 1 half
  • Style: 1 Story/Ranch
  • Development: FIDDLER'S CREEK
  • Year Built: 2021
  • Garage: 3.00 Attached
  • Heating: Central Electric
  • Cooling: Ceiling Fans,Central Electric
  • Approx Sq. Feet: 2,921
  • Acreage: 0.27
  • Est. Taxes: $19,633
  • HOA Fee: $735 Quarterly
  • Lot Desc: Regular
  • View: Lake
  • Community Type: Gated,Golf Course,Tennis
  • Water Front: Yes
  • Private Pool: Yes
  • Pet Policy: No Approval Needed
  • MLS#: 225069679
  • Website: https://www.raveis.com
    /eprop/225069679/3421wellfleetln_naples_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of Premier Sotheby's Int'l Realty

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

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Our Insurance Division:

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3421 Wellfleet LN, Naples, FL, 34114

$2,590,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $2,072,000 $2,072,000 $2,072,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.000% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.217% 6.098% 5.952%
Monthly Tax Payment $1,636 $1,636 $1,636
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $11,765 $12,423 $17,206
Total Monthly Payment $13,526 $14,184 $18,967

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.