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Flip flop beach living awaits! ELEVATED CONDO located just 2 BLOCKS from DIRECT ACCESS to arguably one of the BEST BEACHES ON THE GULF (Indian Rocks Beach), and a short distance to a plethora of FUN IN THE SUN BEACH TOWN ACTIVITIES. This 2 bedroom / 1 bath unit offers a FANTASTIC OPPORTUNITY to own a SLICE OF PARADISE without the price tag. QUIET NEIGHBORHOOD FEEL with a HUGE FRONT DECK to relax with a favorite book or beverage. AVAILABLE FULLY FURNISHED/TURNKEY, the WELCOMING INTERIOR LAYOUT makes GREAT USE OF SPACE, offering COMFORTABLE, OPEN PLAN kitchen / living / dining areas, AND being an END UNIT there is a lot of EXTRA NATURAL LIGHT. Easy care LUXURY VINYL FLOORING in all living spaces (tile in the bathroom) plus CROWN MOLDING throughout. NEW HVAC (DEC. 2024), ELECTRIC PANEL 2019…refer to additional info. sheet for ages and stages of appliances etc. Assigned UNDER BUILDING PARKING (can fit up to 4 CARS!). . . and just wait until you see the size of the PRIVATE STORAGE ROOM! Self managed association with a total of 5 units in the building. 2 PETS (cats or dogs) ALLOWED, NO WEIGHT LIMIT. 30 day minimum rental with a maximum of 3 leases in a 12 month period. IRB is an OUTSTANDING, FRIENDLY AND HIGHLY DESIRABLE BEACH COMMUNITY for full-time / seasonal residents and visitors alike. GOLF-CART FRIENDLY with designated golf cart parking spaces at the beach accesses. Community pickleball and tennis courts, playgrounds and several parks (including a waterfront nature park), dog park, resident reserved beach parking, IRB resident use only boat ramp, plus great local restaurants and shops ALL within the IRB community. Be sure to VIEW THE 3D TOUR link for an immediate walk through experience, and schedule your in person visit today! DON’T FORGET YOUR FLIP FLOPS!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$369,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $295,200 | $295,200 | $295,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.132% | 5.415% |
| Monthly Tax Payment | $314 | $314 | $314 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,676 | $1,768 | $2,354 |
| Total Monthly Payment | $2,065 | $2,157 | $2,743 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.