2540 NE 108TH LANE, Oxford, FL, 34484 | $1,149,000

EXPERIENCE LUXURY LIVING in this EXQUISITE, CUSTOM BUILT, ESTATE POOL HOME nestled on 3. 86 fenced acres in the EXCLUSIVE gated community of Sumter Crossing! Designed with exceptional craftsmanship and attention to detail, this magnificent property offers privacy, space, and a serene setting perfect for refined living. Stately wood pillars frame the inviting front entrance of this craftsman-style home showcasing metal, wood, and stone exterior accents. A quaint front porch and generous foyer welcome you in to the bright open floor plan that effortlessly connects the kitchen, dining, and living spaces, making it ideal for both everyday living and entertaining. Soaring 11-foot ceilings accented by custom wood beams add to the grandeur of this exquisite space. Whether you're hosting gatherings or enjoying a quiet evening at home, this open-concept design offers the perfect blend of functionality and freedom. For added convenience a home office with built-in closet is located just off of the foyer. The stunning custom kitchen is the heart of the home, combining high-end finishes with thoughtful functionality. Crisp white cabinetry paired with sleek quartz countertops, creates a clean, timeless look. The spacious center island, complete with a built-in sink, offers additional prep space and seating-perfect for casual meals. Cooking enthusiasts will love the double oven, designer hood, and wall-mounted pot filler, making meal prep a breeze. A stylish tile backsplash and under-cabinet lighting add both elegance and practicality. Just off the main kitchen, a butler's pantry provides extra storage and prep space. This kitchen is truly a chef’s dream with no detail overlooked! From the living room, an elegant French door invites you into the INCREDIBLE OUTDOOR OASIS of the lanai and POOL area! This fabulous space features paver floors, and a summer kitchen with sink and mini-refrigerator — perfect for effortless entertaining. Soak up the sun on the spacious deck, dive into the refreshing pool, or simply sit under the covered lanai and enjoy the beauty of this amazing backyard paradise! Retreat back indoors to the luxurious primary suite. The spacious bedroom is a showstopper, featuring an elegant tray ceiling adorned with crossed wood beams. It’s custom walk-in closet offers boutique-style storage and center island. The spa-inspired en-suite bathroom boasts white cabinetry, quartz tops, double sinks, and two built-in linen closets Relax in the freestanding soaking tub or indulge in the double-entry Roman-style walk-in shower, clad in Carrera tile, and boasting dual shower heads for a high-end experience. A split floor plan offers three additional bedrooms and a second bathroom. Bedroom 2 features a built-in closet while bedrooms 3 and 4 each boast custom walk-in closets. The second bathroom showcases white cabinetry, quartz tops, double sinks, and tiled tub/shower combination. A convenient mud room is located just off of the kitchen. There’s also an additional cabana-style half-bath -easily accessed from the pool and lanai. The centrally-located laundry room boasts a built-in utility sink and plethora of additional cabinetry with quartz tops. Completing the package is a 820sf 3-car garage! This fantastic space showcases epoxied floors, built-in workbench with storage cabinets, and Magic Attic Lift! PLEASE WATCH OUR VIDEO of this EXCEPTIONAL PROPERTY, and CALL TODAY to schedule your private showing or virtual tour!

Features

  • Amenities: Gated
  • Rooms: 14
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Laundry: Inside, Laundry Room
  • Year Built: 2023
  • Garage: 3-car Driveway, Garage Door Opener, Garage Faces Side, Golf Cart Parking, Ground Level, Oversized
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,840
  • Acreage: 3.86
  • Est. Taxes: $4,837
  • HOA Fee: $1,100 Annually
  • Lot Desc: Landscaped, Level, Oversized Lot, Private
  • View: Pool, Trees/Woods
  • Elem. School: Wildwood Elementary
  • Middle School: Wildwood Middle
  • High School: Wildwood High
  • Pool: Gunite, In Ground, Outside Bath Access, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener
  • MLS#: G5100368
  • Days on Market: 99 days
  • Website: https://www.raveis.com
    /eprop/G5100368/2540ne108thlane_oxford_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/15/2025 11:39:39 PM)
Listing courtesy of RE/MAX PREMIER REALTY LADY LK   Phone: 352-753-2029

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

2540 NE 108TH LANE, Oxford, FL, 34484

$1,149,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $919,200 $919,200 $919,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.000% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.440% 6.110% 5.952%
Monthly Tax Payment $403 $403 $403
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,291 $5,511 $7,633
Total Monthly Payment $5,819 $6,039 $8,161

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.