310 E 46th Street, #21T, New York (Turtle Bay), NY, 10017 | $645,000

Experience Loft Living at Its Finest in the Heart of Midtown. Welcome to this sun-drenched, sophisticated loft perched atop the iconic Turtle Bay Towers—a rare gem that effortlessly blends style, comfort, and city living. This striking residence is bathed in natural southern light enjoying views of the iconic Chrysler Building, framed by a dramatic wall of oversized windows that bring the city skyline right into your living room. The home features soaring 12. 5-foot pre-war beamed ceilings and an expansive layout that includes a generously sized living and dining area, ideal for both entertaining and everyday relaxation. The smartly designed standing sleep loft adds versatility, with extensive built-in storage underneath, perfect for keeping your home organized and clutter-free. You’ll also find ample closet space throughout, offering rare and valuable storage in a city setting. The kitchen features granite countertops, The clean and modern bathroom is engulfed in white porcelain tiles. Turtle Bay Towers is a distinguished pre-war loft building offering full-service living with 24-hour doorman, live-in superintendent, a beautifully landscaped rooftop terrace, garage, bike room, storage, and laundry facilities. The building is pet-friendly and welcomes pied-à-terres and investors alike. Located just moments from Whole Foods, Trader Joe’s, Equinox, Grand Central Station, top-tier dining, and a seasonal farmers market — this residence offers the rare opportunity to experience tranquil luxury living in one of Manhattan’s most vibrant neighborhoods. Come home to the best of everything — where city convenience meets luxury living in the sky. Please note there is a Special Assessment of $257. 97 per month through February of 2028 for improvements including LL11, elevator upgrade, hallway renovations, lobby refresh.

Features

  • Town: New York
  • Levels: 26
  • Rooms: 2
  • Baths: 1 full
  • Lot Size: 125.0 x 200.83
  • Laundry: Common On Floor,Common Area,Laundry Room
  • Complex: Turtle Bay Towers
  • Year Built: 1929
  • Common Charge: $2,421 Monthly
  • Est. Taxes: $0
  • View: City
  • Pet Policy: Building Yes,Yes
  • MLS#: RLS20046336
  • Days on Market: 142 days
  • Website: https://www.raveis.com
    /prop/RLS20046336/310e46thstreet_newyork_ny?source=qrflyer
All information is intended only for the Registrant’s personal, non-commercial use. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. RLS Data display by William Raveis Real Estate, Inc.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Julie CarneyLuxury Properties Specialist

203.451.9966

Julie.Carney@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.

Francine SilbermanVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 69244

914.260.2006

Francine.Silberman@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Mace L. RattetVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 69957

914.260.5535

Mace.Rattet@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Gene RahillyInsurance Sales Director, William Raveis Insurance

917.494.9386

Gene.Rahilly@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

310 E 46th Street, #21T, New York (Turtle Bay), NY, 10017

$645,000

Julie Carney

Luxury Properties Specialist

William Raveis Real Estate

Phone: 203.451.9966

Julie.Carney@raveis.com

Francine Silberman

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.260.2006

Francine.Silberman@raveis.com

NMLS Mortgage Loan Originator ID 69244

Mace L. Rattet

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.260.5535

Mace.Rattet@raveis.com

NMLS Mortgage Loan Originator ID 69957

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $516,000 $516,000 $516,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.285% 6.292% 5.609%
Monthly Tax Payment $0 $0 $0
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,930 $3,135 $4,182
Total Monthly Payment $3,022 $3,227 $4,274

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.