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Location, Location, Location! Welcome to 27 Emma Road, a Beautifully UPDATES Home and Legally Recognized 2 Unit in-law style layout in Stamford's Desirable High Ridge neighborhood. This Spacious Residence features 4 bedrooms and 3 full baths, including an upper-level in-law suite with 2 bedrooms, a full kitchen, living area, and private entry-perfect for multi-generational living or Guest Accommodations. The home boasts a completely Remodeled Kitchen, Hardwood Floors, a cozy fireplace, and Abundant Natural light throughout. The fully finished walk-out basement with a full bath and generous storage space offers endless flexibility for extended living, recreation, or a home office. Outside, enjoy a Large Deck, Private Backyard, with ample Parking in the spacious driveway, Park 6 Cars. Recent upgrades include a new hot water tank, one side Newer Roof efficient solar panels, city water, and sewer connections. Ideally located minutes from the Merritt Parkway, I-95, public transportation, shopping, restaurants, and more, this property is an excellent choice for an Owner-occupant or investor seeking rental income potential in one of Stamford's most convenient and sought-after neighborhoods. Seller is motivated. Bring ALL offers! Seller is motivated. Bring ALL offers!
| Type | Level |
|---|---|
| Bedroom 1 | Lower |
| Bedroom 2 | Upper |
| Dining Room | Main |
| Kitchen | Main |
| Kitchen | Upper |
| Living Room | Main |
| Primary Bedroom | Main |
| Primary Bedroom | Upper |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.952.8600
Joseph.Mollica@raveis.com
NMLS Mortgage Loan Originator ID 130058
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $679,200 | $679,200 | $679,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.125% | 6.000% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.246% | 6.110% | 5.952% |
| Monthly Tax Payment | $893 | $893 | $893 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,698 | $4,072 | $5,640 |
| Total Monthly Payment | $4,683 | $5,057 | $6,625 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.