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OFFERED AS SEASONAL RENTAL (NOT YEAR ROUND) - Welcome to 8 Paynes Lane, East Quogue! Indulge in this charming Cape Cod style retreat in the heart of East Quogue, offering the perfect seasonal rental opportunity for those seeking comfort, convenience, and a true Hamptons lifestyle. This beautifully maintained home features four bedrooms and three full baths across nearly 1, 800 square feet, blending classic character with modern updates. The open floor plan allows natural light to flow through the living and dining spaces, while the eat-in kitchen with quartz countertops, a center island, and hardwood floors provides the ideal setting for entertaining or casual family meals. A first-floor bedroom and full bath add accessibility and ease for guests, while recessed lighting, ceiling fans, walk-in closets, and natural wood details enhance the home’s warm and inviting feel. Step outside to a private backyard oasis complete with a pool, spacious deck, and covered porch, perfect for sunny afternoons, al fresco dining, or simply relaxing with friends and family. The property includes covered parking for two vehicles and is equipped with oil heat and ductless cooling to ensure year-round comfort. Located in a quiet yet convenient neighborhood, the home is just minutes from local shops, dining, pristine beaches, and all the charm that East Quogue and the surrounding Hamptons communities are known for. This fully equipped and turnkey rental makes for an ideal coastal escape for all of the comfort and pleasure you seek in The Hamptons.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$18,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $14,400 | $14,400 | $14,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.313% | 6.398% | 5.710% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $85 | $89 | $118 |
| Total Monthly Payment | $160 | $164 | $193 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.