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One or more photo(s) has been virtually staged. Welcome to this one-owner townhome in the sought-after gated community of Vista Cay — a home that has been beautifully cared for and lovingly maintained since day one. The moment you walk through the door, you’ll immediately feel the warmth and pride of ownership that has kept this home in pristine condition.
This beautifully updated townhome offers 2 bedrooms, 2. 5 bathrooms, a versatile flex room, a 1-car garage, and 1, 574 square feet of comfortable living space, perfectly blending style, convenience, and low-maintenance living. Whether you’re a first-time homebuyer, downsizing, or searching for a turnkey retreat, this home checks all the boxes.
Recent improvements provide peace of mind and modern comfort, including a brand-new 2025 roof (fully paid), fresh interior paint, and new carpeting throughout the home's upstairs. The kitchen has been updated with a new microwave, and additional upgrades throughout the home include new ceiling fans, three new sinks with updated faucets, a new water heater, and new blinds and window screens in the front bedroom.
Upstairs, you’ll find spacious bedrooms designed for comfort and privacy, while the flexible bonus space offers endless possibilities — perfect for a home office, reading nook, workout area, or guest space.
The attached one-car garage adds convenience and extra storage, while the gated community of Vista Cay offers a beautifully maintained environment. Vista Cay residents enjoy a gated entrance, sparkling community pool, and pet-friendly walking paths—all just steps from convenient guest parking. HOA covers water, trash, cable, pest control, yard maintenance, and sewage, allowing for truly stress-free, low-maintenance living.
The location is unbeatable, with schools, parks, shopping, and dining nearby, plus easy access to downtown Tampa, MacDill Air Force Base, and the beautiful Gulf beaches, making commuting and weekend getaways effortless.
If you’ve been searching for a move-in-ready home in a prime location with thoughtful upgrades and low-maintenance living, this is the one you don’t want to miss. Schedule your private showing today and come see why Vista Cay is such a special place to call home.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$256,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $205,200 | $205,200 | $205,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $81 | $81 | $81 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,181 | $1,314 | $1,704 |
| Total Monthly Payment | $1,337 | $1,470 | $1,860 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.