48 TROPICANA DRIVE, Punta Gorda, FL, 33950 | $1,185,000

SAILBOAT ACCESS STUNNER IN PUNTA GORDA ISLES with BRAND NEW AC & Pool Pump in November 2025!!!!! - Nestled in the original sailboat area of Punta Gorda Isles, this 3 bed/3 bath, custom-built, waterfront home offers the ideal blend of luxurious living and quick, deep-water boating access. With a 45-foot concrete dock, 14, 000 lb boat lift, and located just a few lots from Charlotte Harbor, it’s a boater’s paradise. The home's east-facing backyard ensures you’ll enjoy brilliant sunrises and shaded afternoons poolside. Tropical landscaping and a paver driveway welcome you home. Step inside to the spacious, open floor plan that seamlessly connects the great room, dining area, kitchen and breakfast nook. It creates the ideal setup for entertaining. The disappearing sliding glass door in the great room effortlessly extends the living space out onto the lanai. The chef’s kitchen is both functional and beautiful, featuring rich wood cabinetry, granite counters, tile backsplash, stainless appliances including raised dishwasher, under cabinet lighting & an angled breakfast bar that invites you to pull up and have a seat. The kitchen also features a dry bar and large closet pantry. The large breakfast nook features a mitered bay window that boasts an unobstructed view of the pool and canal beyond. Architectural details include interior columns, arches, crown molding, double tray ceilings, and plantation shutters. The master retreat offers private access to the lanai, views of the pool and canal plus two large walk-in closets and a spa-like master bath with dual sinks, corner tub, tiled shower plus a linen closet and private WC. The split bedroom layout provides privacy for owners and guests alike with two guest bedrooms. One guest bedroom features a private en-suite (Jr master suite) and offers walk-out access to the lanai -perfect for giving your guests a taste of Florida living. The en-suite bath doubles as a pool bath with access to the lanai. Outdoor living shines here. The lanai features a brick paver deck & tongue-and-groove ceiling details in two separate, covered spaces that are ideal for dining and lounging. Both covered areas overlook the in-ground, heated, saltwater pool. Step out of the lanai into a well-manicured, lush backyard that leads to your extended, concrete dock. Water & electric hook-ups are available dockside. Keep your boat docked in your backyard. Reach open water in a matter of minutes from here. Other amenities include an attached, 3-car garage w/overhead storage, in-ground sprinklers w/NEW Rainbird controller, whole-house hurricane protection w/impact windows & accordion shutters on the lanai, M&S intercom/stereo system, and in-ceiling surround sound speaker system. Home has Sentricon pest defense system w/contract through March 2026. Although known for boating, Punta Gorda also boasts a lively art & music scene with a variety of art fairs & musical festivals held downtown. Miles of sidewalks throughout PGI connect you to Fishermen's Village, numerous parks & historic downtown. Shop in the boutiques & specialty stores, wander through the weekend farmers' market or enjoy waterfront dining. It's all possible here. Kayaking, paddleboarding, golf, tennis & pickleball keep you active & involved. Flood insurance is transferable to new owner. Don't miss your chance to start living the Punta Gorda Isles lifestyle. Make an appointment today. You won't be disappointed.

Features

  • Rooms: 13
  • Bedrooms: 3
  • Baths: 3 full
  • Lot Size: 80 x 120 x 80 x 120
  • Laundry: Inside, Laundry Room
  • Style: Custom, Florida
  • Year Built: 2011
  • Garage: 3-car Garage Door Opener, Oversized
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,527
  • Acreage: 0.22
  • Lot Size: 80 x 120 x 80 x 120
  • Est. Taxes: $11,648
  • Lot Desc: FloodZone, City Lot, Near Golf Course
  • View: Water
  • Elem. School: Sallie Jones Elementary
  • Middle School: Punta Gorda Middle
  • High School: Charlotte High
  • Pool: Chlorine Free, Gunite, Heated, In Ground, Outside Bath Access, Salt Water, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Refrigerator, Washer
  • MLS#: C7514367
  • Days on Market: 118 days
  • Website: https://www.raveis.com
    /eprop/C7514367/48tropicanadrive_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/13/2026 11:17:11 PM)
Listing courtesy of RE/MAX HARBOR REALTY   Phone: 941-639-8500

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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48 TROPICANA DRIVE, Punta Gorda, FL, 33950

$1,185,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $948,000 $948,000 $948,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.000% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.229% 6.121% 6.018%
Monthly Tax Payment $971 $971 $971
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,383 $5,684 $7,936
Total Monthly Payment $6,479 $6,780 $9,032

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.