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A rare opportunity offering true versatility—this beautifully maintained Colonial in East Setauket features a legal, owner-occupied accessory apartment, creating the perfect “two homes in one” setup. Ideal for extended family, guests, or additional income, the private two-bedroom, townhouse-style apartment includes its own entrance, separate deck, modern open layout, and a spa-like bathroom with a soaking tub. Designed for both comfort and independence, it’s a standout feature of this exceptional property. The main residence is equally impressive. A welcoming wrap-around porch sets the tone, perfect for morning coffee or hosting guests. Inside, a spacious great room with a fireplace flows seamlessly into a professionally landscaped backyard, complete with an in-ground sprinkler system and a tranquil koi pond—your own private retreat. Additional highlights include an extended driveway accommodating multiple vehicles, owned solar panels for energy efficiency, two separate attics, and abundant storage throughout. The fully finished walk-out basement offers valuable additional living space, ideal for a recreational area, home gym, or media room. With direct outdoor access, it provides flexibility for entertaining, extended living, or creating a private retreat. With a total of six bedrooms and 4. 5 bathrooms, this home offers ample space for a variety of living arrangements. Whether you’re seeking multi-generational living or the benefit of rental income, this property delivers unmatched flexibility and value. Located in the Three Village School District and close to beaches, hospitals, and universities, this is a unique offering you won’t want to miss!
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Our Executive Mortgage Banker:
$1,399,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,119,999 | $1,119,999 | $1,119,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.125% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.117% | 6.235% | 6.058% |
| Monthly Tax Payment | $1,882 | $1,882 | $1,882 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $6,272 | $6,805 | $9,376 |
| Total Monthly Payment | $8,279 | $8,812 | $11,383 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.