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A Rare Opportunity: Two Homes in One! Imagine the possibilities with this beautifully maintained East Setauket Colonial — complete with a private, owner occupied legal accessory apartment offering incredible flexibility. Whether you need space for extended family, a comfortable guest suite, or potential rental income, this separate 2-bedroom townhouse-style apartment with private entrance and separate deck is a true standout feature. This luxurious apartment boasts a modern open kitchen and living area with gleaming hardwood floors, plus a stunning spa-like bathroom featuring a soaking tub. It offers privacy, independence, and comfort — all under one roof. Main Home Highlights: Inviting wrap-around porch, perfect for morning coffee or entertaining guests, Spacious Great Room with Fireplace that seamlessly connects to the beautifully landscaped backyard, In-ground sprinkler system & mature koi pond creating a peaceful retreat, Extended driveway with room for multiple cars, Owned solar panels keeping energy costs low! Two separate attics and abundant storage. Six total bedrooms and 4. 5 bathrooms, offering space for everyone! This unique property offers so much more than just a beautiful main house. With its owner occupied legal accessory apartment, it’s the perfect fit for multi-generational living or anyone looking for extra income potential. You won't find another opportunity quite like this. Don’t miss your chance — schedule your private showing today! Three Village School District, Close to Beaches, Hospitals and Universities.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,475,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,180,000 | $1,180,000 | $1,180,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.125% | 6.000% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.246% | 6.110% | 5.932% |
| Monthly Tax Payment | $1,882 | $1,882 | $1,882 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $6,425 | $7,075 | $9,799 |
| Total Monthly Payment | $8,432 | $9,082 | $11,806 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.