16 Abbey Lane, E. Setauket (East Setauket), NY, 11733 | $1,399,999

A rare opportunity offering true versatility—this beautifully maintained Colonial in East Setauket features a legal, owner-occupied accessory apartment, creating the perfect “two homes in one” setup. Ideal for extended family, guests, or additional income, the private two-bedroom, townhouse-style apartment includes its own entrance, separate deck, modern open layout, and a spa-like bathroom with a soaking tub. Designed for both comfort and independence, it’s a standout feature of this exceptional property. The main residence is equally impressive. A welcoming wrap-around porch sets the tone, perfect for morning coffee or hosting guests. Inside, a spacious great room with a fireplace flows seamlessly into a professionally landscaped backyard, complete with an in-ground sprinkler system and a tranquil koi pond—your own private retreat. Additional highlights include an extended driveway accommodating multiple vehicles, owned solar panels for energy efficiency, two separate attics, and abundant storage throughout. The fully finished walk-out basement offers valuable additional living space, ideal for a recreational area, home gym, or media room. With direct outdoor access, it provides flexibility for entertaining, extended living, or creating a private retreat. With a total of six bedrooms and 4. 5 bathrooms, this home offers ample space for a variety of living arrangements. Whether you’re seeking multi-generational living or the benefit of rental income, this property delivers unmatched flexibility and value. Located in the Three Village School District and close to beaches, hospitals, and universities, this is a unique offering you won’t want to miss!

Features

  • Town: E. Setauket
  • Rooms: 12
  • Bedrooms: 6
  • Baths: 4 full / 1 half
  • Laundry: In Basement
  • Style: Colonial
  • Year Built: 1984
  • Garage: 2-car
  • Heating: Oil
  • Cooling: Central Air
  • Basement: Finished, Full
  • Approx Sq. Feet: 4,500
  • Acreage: 0.69
  • Est. Taxes: $22,583
  • Elem. School: Minnesauke Elementary School
  • Middle School: Paul J Gelinas Junior High School
  • High School: Ward Melville Senior High School
  • School District: Three Village
  • Appliances: Dishwasher, Dryer, Oven, Refrigerator, Washer
  • MLS#: 872010
  • Days on Market: 296 days
  • Website: https://www.raveis.com
    /eprop/872010/16abbeylane_esetauket_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Douglas Elliman Real Estate   Phone: 516-795-3456

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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16 Abbey Lane, E. Setauket (East Setauket), NY, 11733

$1,399,999

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,119,999 $1,119,999 $1,119,999
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 6.125% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.117% 6.235% 6.058%
Monthly Tax Payment $1,882 $1,882 $1,882
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $6,272 $6,805 $9,376
Total Monthly Payment $8,279 $8,812 $11,383

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.