20052 SERENE MEADOW LANE, Estero, FL, 33928 | $475,000

Waterfront Property: This Lovely home is nestled in a remarkable community in Estero. The furniture is negotiable, and the property boasts built-in cabinets, a pantry, smoke detectors, tile flooring, and impact-resistant windows. Some of its key features include an automatic garage door, dishwasher, garbage disposal, washer and dryer, refrigerator with an ice maker, smoke detector, and an in-home dehumidifier for your comfort. As an added bonus, the sellers have completed a thorough duct cleaning within the past year, ensuring that the air remains fresh and clean.

Community Benefits and Lifestyle
Living in this delightful home offers more than just comfort—it's a gateway to a vibrant lifestyle. As part of the Cascades at Estero community, you'll enjoy a wealth of activities and amenities tailored to enhance your daily living. Whether you're interested in joining a club, participating in sports, or attending social events, there's something for everyone.

A Place to Call Home

Embrace the serene environment and friendly atmosphere that Cascades at Estero provides. With its lush landscaping and well-maintained facilities, this community is not just a place to live, but a place to thrive. From the moment you arrive, you'll feel welcomed and at home in this exceptional setting.
Cascades at Estero is an active community designed for those aged 55 and above, allowing up to 20 of 100 residents to be under 55.

This community provides an affordable lifestyle surrounded by lush landscaping and a diverse range of services and amenities. Conveniently located near Naples, Bonita Springs, and Fort Myers, we are also close to the international airport, I-75, and the beautiful Gulf beaches.

The community boasts a state-of-the-art clubhouse facility that features:
*An oversized outdoor pool and an attached indoor swimming pool
*A ballroom for entertainment programs, dances, various parties, and theatre productions
*A chorus program and numerous activities hosted by various clubs and activity groups
In addition, the clubhouse includes:
*A professional billiards room
*Several card rooms
*A library
*An arts and crafts room equipped with a kiln for pottery
Adjacent to the clubhouse, you will find a physical fitness center with modern workout equipment, a dance studio, and bathroom facilities, including showers and saunas. For residents living closer to the end of the community, there is also a full-size satellite pool.
Sports and Recreation -five professional Har-Tru tennis courts and four pickleball courts, managed by a Director of Racket Sports. These facilities allow residents to participate in various competitive leagues within the Bonita Springs, Estero, and Fort Myers area. Both men's and women's teams have enjoyed remarkable success, securing First Place in both the fall and winter seasons in recent years.
Cascades is also home to a vibrant bocce community with newly resurfaced and well-lit bocce courts.

Features

  • Rooms: 10
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 88 x 100 x 40 x 109
  • Laundry: Electric Dryer Hookup, Inside
  • Year Built: 2004
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,509
  • Acreage: 0.14
  • Lot Size: 88 x 100 x 40 x 109
  • Est. Taxes: $4,536
  • HOA Fee: $1,456 Quarterly
  • Adult Communities: Yes
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Ice Maker, Microwave, Refrigerator
  • MLS#: TB8424028
  • Days on Market: 5 days
  • Website: https://www.raveis.com
    /prop/TB8424028/20052serenemeadowlane_estero_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/7/2025 11:48:41 PM)
Listing courtesy of TWENTY EIGHT REALTY CO   Phone: 850-842-1328

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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20052 SERENE MEADOW LANE, Estero, FL, 33928

$475,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $380,000 $380,000 $380,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.521% 6.304% 5.648%
Monthly Tax Payment $378 $378 $378
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,218 $2,309 $3,080
Total Monthly Payment $2,671 $2,762 $3,533

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.