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Located along the banks of the Withlacoochee River, this Hamilton County property offers a versatile mix of cleared acreage, hardwoods, and improvements that make it suitable for homestead living, recreational use, or small-scale agricultural activities. The property features a renovated two-bedroom, two-and-a-half-bath manufactured home that has been elevated and improved for comfort and durability. The residence includes a large back porch designed for entertaining, complete with an outdoor kitchen equipped for preparing meals for multiple guests. The front porch also provides additional outdoor living space. The acreage itself has been cleared and improved to provide a blend of open pasture and hardwoods, allowing for both agricultural use and recreational enjoyment. The layout and improvements make nearly all parts of the property accessible. Additional structures include a pole barn with RV storage, tractor parking, and two levels of tool storage. A dedicated chicken coop, an additional storage shed, and a fenced garden area support homestead or hobby farm activities. The property also has two RV hookups, providing opportunities for extended family visits or group gatherings. The land offers just under 1, 000 feet of river frontage, creating a natural setting with abundant recreational opportunities. Across the river lies Twin Rivers State Forest, which expands the possibilities for hunting, hiking, camping, and fishing. Wildlife, including whitetail deer and wild turkey, is common in the area, providing opportunities for outdoor activities directly on the property. This property consists of two parcels and is accessed by a deeded easement. With its mixture of pasture, hardwood stands, river frontage, and on-site improvements, the land provides a unique opportunity for those seeking a manageable homestead or a recreational retreat. Nearby recreation areas include Twin Rivers State Forest (0. 1 miles), Twin Rivers Wildlife Management Area (7. 7 miles), and Blue Spring State Park (8. 2 miles). The property is also within reasonable driving distance of nearby towns, including Jasper (approximately 15 miles), Live Oak (approximately 22 miles), and Madison (approximately 25 miles). These nearby towns provide access to supplies, schools, and services while maintaining the property’s private setting along the river. Whether used for a small farm, as a riverfront homestead, or as a recreational getaway, this Hamilton County property provides an accessible location with a strong mix of agricultural and outdoor features. Its improvements and existing infrastructure support a range of uses without requiring extensive setup, offering a ready-to-use opportunity along one of North Florida’s scenic rivers.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $356,000 | $356,000 | $356,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.292% | 5.609% |
| Monthly Tax Payment | $100 | $100 | $100 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,021 | $2,163 | $2,885 |
| Total Monthly Payment | $2,196 | $2,338 | $3,060 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.