9260 SW 92ND PLACE ROAD, Ocala, FL, 34481 | $199,990

Please note: Some photos contain digitally added flooring for visual reference only. The shown flooring is not installed and is not part of the sale. Buyer’s bonus, receive a $5, 000 seller credit at closing to use toward closing costs, a rate buy-down, or home improvements! Nestled in the heart of the desirable 55+ community of On Top of the World, this 3-bedroom, 2-bath home with a 2-car garage offers 2, 246 square feet of well-designed living space, featuring a split floor plan that balances privacy and comfort while providing an inviting layout for everyday living. Upon entry two guest bedrooms are positioned on each side of the foyer, with a full guest bath conveniently nearby. Just down the hall, the formal dining room is highlighted by multiple skylights that fill the space with natural light. The kitchen features abundant cabinet and counter space, a pantry and a breakfast nook. The expansive living room serves as the centerpiece of the home, offering plenty of space for relaxation and entertaining. Just off the living room, an oversized bonus room with built-in shelving and a Murphy bed provides incredible versatility, perfect as a second living area, guest quarters, or hobby room. A door from the bonus room leads out to a beautifully landscaped patio ideal for enjoying your morning coffee or unwinding outdoors. The spacious primary suite includes an en-suite bath with a tiled walk-in shower and oversized walk-in closet. This home features a roof replaced in 2014 & an HVAC system updated in 2015, for added peace of mind a 1-year home warranty will be included at closing. As part of On Top of the World, residents enjoy an unmatched lifestyle with access to multiple pools, fitness centers, dog parks, tennis courts, shuffleboard, golf courses, RC Field, weekly activities and so much more—all within a community that also offers golf cart access to nearby restaurants and shopping. Schedule your private showing and see the possibilities this home has to offer!

Features

  • Amenities: Cable TV, Clubhouse, Fence Restrictions, Fitness Center, Gated, Golf Course, Pickleball Court(s), Pool, Racquetball, Recreation Facilities, Sauna, Security, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s)
  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 50 x 145
  • Laundry: Electric Dryer Hookup, Laundry Closet, Washer Hookup
  • Year Built: 1995
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,246
  • Acreage: 0.17
  • Lot Size: 50 x 145
  • Est. Taxes: $2,156
  • HOA Fee: $513 Monthly
  • Lot Desc: Cleared, Landscaped, Level
  • Adult Communities: Yes
  • Elem. School: Hammett Bowen Jr. Elementary
  • Middle School: Liberty Middle School
  • High School: West Port High School
  • Pet Policy: Cats OK, Dogs OK, Yes
  • Appliances: Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: OM708651
  • Days on Market: 120 days
  • Website: https://www.raveis.com
    /prop/OM708651/9260sw92ndplaceroad_ocala_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/14/2026 8:47:08 PM)
Listing courtesy of KELLER WILLIAMS CORNERSTONE RE   Phone: 352-369-4044

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

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9260 SW 92ND PLACE ROAD, Ocala, FL, 34481

$199,990

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $159,992 $159,992 $159,992
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 5.990% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.322% 6.156% 5.415%
Monthly Tax Payment $180 $180 $180
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $921 $958 $1,276
Total Monthly Payment $1,176 $1,213 $1,531

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.