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Ready to embrace the next chapter of your life on the stunning Connecticut Shoreline? Welcome to this elegant Federal-style home located in The Hammocks - a sought-after 55+ seaside community known for its beautifully designed architecture and vibrant lifestyle. Just minutes from the town center, marina, and beach, this home offers the perfect blend of coastal charm and modern convenience. Step inside to discover a sun-filled, open-concept layout featuring gleaming hardwood floors and vaulted ceilings in the family room/kitchen area. The spacious first-floor primary suite includes a luxurious bathroom and walk-in closet, offering comfort and privacy all on one level. The bright, updated kitchen flows seamlessly into the cozy family room with a fireplace - ideal for everyday living and entertaining. A formal living and dining area provide additional space to host friends and family. Upstairs, you'll find two generously sized bedrooms - one with an ensuite bath and the other with access to a full hall bath - perfect for guests or a home office setup. Enjoy your morning coffee on the welcoming front porch and unwind in the beautifully landscaped private backyard with a terrace - a serene space for outdoor dining or relaxing in the fresh seaside air. There is room for a pool. The large basement offers endless potential for a home gym, studio, or additional living area. This home has a private driveway. There is room for a pool. Living in The Hammocks means worry-free maintenance - the association takes care of lawn care, snow removal, trash pickup, and septic system service, very low HOA. Located just 98 miles from Manhattan and only a mile from the commuter train station, convenience is at your doorstep. Take a short stroll to Clinton's town beach and marina, and enjoy breathtaking views of the Hammock River, Salt Marsh, Long Island Sound, and Clinton Harbor.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Hardwood Floor | 16.8 x 15.5 | Upper |
| Bedroom 2 | Hardwood Floor | 16.3 x 15.5 | Upper |
| Dining Room | 9 ft+ Ceilings,Hardwood Floor,Wide Board Floor | 11.1 x 25.7 | Main |
| Family Room | Vaulted Ceiling,Fireplace,Hardwood Floor | 16.0 x 19.1 | Main |
| Kitchen | Vaulted Ceiling,Corian Counters,Hardwood Floor,Wide Board Floor | 10.3 x 18.3 | Main |
| Living Room | 9 ft+ Ceilings,Hardwood Floor,Wide Board Floor | 16.0 x 15.2 | Main |
| Primary Bedroom | 9 ft+ Ceilings,Full Bath,Walk-In Closet,Hardwood Floor,Wide Board Floor | 17.3 x 16.1 | Main |
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William Raveis Real Estate
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Contact@raveis.com
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $920,000 | $920,000 | $920,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.125% | 6.000% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.246% | 6.110% | 5.952% |
| Monthly Tax Payment | $1,557 | $1,557 | $1,557 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,009 | $5,516 | $7,640 |
| Total Monthly Payment | $6,691 | $7,198 | $9,322 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.