12010 W Camelia Lane, Seneca, SC, 29678 | $400,000

Tucked away on a quiet cul-de-sac in the Millbrook Subdivision, this beautifully updated 4-bed, 3 full bath home offers the perfect blend of flexibility, privacy, and lifestyle - just 4 miles to Clemson University, 5 Miles to Lake Hartwell Recreation area and 7 miles to Lake Keowee. The thoughtful 2-story layout with a fully finished walk-out basement creates natural separation of space, with the primary suite conveniently located on the main level and 2 spacious bedrooms plus a shared full bath upstairs. The finished basement functions as a true second living area, complete with kitchenette/wet bar, wine cooler, full bath with new tiled walk-in shower, private bedroom, and separate exterior entrance - ideal for guests, multi-generational living, college student housing, or game day and seasonal rental opportunities. With NO HOA rental restrictions, the income potential and flexibility are a rare find in this location. Major system upgrades within the last few years - including roof, HVAC, and tankless water heater - provides peace of mind, while recent enhancements such as the composite rear deck, double vanity in primary bath, tiled backsplash and GFCI outlets in kitchen, ADT system with cameras, electric fireplace in living room and upstairs bedroom, 2022 fencing, and stylish wood accent wall add warmth and character. Situated on 2 combined lots, totaling approximately . 51 acres, the additional parcel extends to the end of the cul-de-sac and offers valuable space for boat or RV parking, with water and electrical hookups already in place. Whether you're seeking a primary residence, second home, or investment near Clemson and the lakes, this low-maintenance property delivers generous opportunity - all in one compelling package! Seller willing to offer assistance toward carpet replacement with strong offer! Also, preferred lender offering closing cost assistance!

Features

  • Amenities: None
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: 1st Floor, 2nd Floor, Laundry Closet, In Kitchen
  • Style: Craftsman
  • Year Built: 2001
  • Garage: 1-car Attached
  • Heating: Natural Gas
  • Cooling: Central Air
  • Basement: Full, Walk-Out Access
  • Acreage: 0.51
  • Est. Taxes: $1,315
  • Lot Desc: 1/2 - Acre, Cul-De-Sac, Sloped, Few Trees
  • Elem. School: Ravenel
  • Middle School: Seneca
  • High School: Seneca
  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Refrigerator, Washer, Electric Oven, Wine Cooler, Microwave, Gas Water Heater, Tankless Water Heater
  • MLS#: 1568141
  • Days on Market: 216 days
  • Website: https://www.raveis.com
    /prop/1568141/12010wcamelialane_seneca_sc?source=qrflyer
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Listing courtesy of Coldwell Banker Caine/Williams   Phone: 864-250-2850

Room Information

Type DimensionsLevel
Bedroom2 14 x 17Upper
Bedroom3 14 x 17Upper
Bedroom4 10 x 17Lower
BonusRoom 16 x 14Lower
Kitchen 14 x 12Main
Laundry 3 x 6Main
LivingRoom 17 x 15Main
PrimaryBedroom 14 x 15Main

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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12010 W Camelia Lane, Seneca, SC, 29678

$400,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $320,000 $320,000 $320,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.357% 6.533% 5.794%
Monthly Tax Payment $110 $110 $110
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,893 $1,996 $2,615
Total Monthly Payment $2,078 $2,181 $2,800

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.