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Charming 2 Bedroom Villa in On Top of the World – Active 55+ Resort-Style Community
Luxury meets lifestyle in this delightful 1, 375 sq ft villa nestled in On Top of the World, Ocala’s premier 55+ gated community. Designed for connection, comfort, and convenience, this home places you in the heart of resort-style living while offering personal serenity amid lush landscaping and abundant natural light. Start your day by strolling or hopping on your golf cart to explore the vibrant community amenities—where three championship golf courses, sparkling indoor and outdoor pools, state-of-the-art recreation centers, tennis, pickleball, bocce, fitness classes, arts and crafts studios, even a radio-controlled flying field await. Weekly events, live concerts, master classes, and so many social clubs keep life as social or serene as you choose. Feeling spontaneous? It’s easy to motor over to Publix or nearby shops and restaurants with your golf cart. Pull off the road and onto your private driveway—this tasteful villa is freshly landscaped and welcomes you with a charming front porch. Enter a light-filled open layout combining living and dining spaces. Adjacent, the kitchen has tons of cabinets, ample countertops, and bright and inviting! The kitchen also features a handy breakfast area and clever pass-through window leading to the back addition—the back of the home has two features. . your choice of a cool, air-conditioned sunroom or the screened porch just adjacent. The air-conditioned room is draped in windows, and the screened porch is accessible from the sunroom or through sliding doors from the master suite. This space is ideal for relaxing with morning coffee, reading the paper, or simply enjoying the gentle breeze. Additionally, this home features 2 bedrooms and two bathrooms, plenty of storage and a one car garage with built-in storage for effortless organization. All of this sits within a community that's as active as comfortable golf cart to clubs, events, shopping, or a neighbor’s home. Experience carefree living without compromise, in a home that blends thoughtful amenities, connectivity, and that relaxed, always-on-vacation charm that On Top of the World delivers.
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Our Executive Mortgage Banker:
Our Insurance Division:
$150,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $120,000 | $120,000 | $120,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.132% | 5.415% |
| Monthly Tax Payment | $51 | $51 | $51 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $681 | $719 | $957 |
| Total Monthly Payment | $807 | $845 | $1,083 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.