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3948 TARPON POINTE CIRCLE, Palm Harbor, FL, 34684 | $450,000
Welcome to your new chapter in the ultimate 55+ community! Located in the desirable Pristine Pointe section of Highland Lakes, this home isn't just a place to live—it's your gateway to an unparalleled active lifestyle. This delightful 3-bedroom, 2-bath home offers flexible living space with both a living room and a family room, perfect for hosting or simply spreading out. The spacious kitchen (with new stainless steel appliances in October 2025) features a convenient dinette area, and the year-round Florida room provides a tranquil retreat with its own dedicated AC/heat. Enjoy the priceless peace of mind that comes with knowing this home has a brand-new roof (January 2025) and a new water heater (June 2025). New floors were installed in 2021. Its high elevation also offers protection and security, keeping it high and dry during storms. Ownership includes an incredible membership that gives you access to an endless array of amenities. Imagine waking up and hitting the links on your choice of three executive 9-hole golf courses, all with NO GREENS FEES! The sellers are even including the golf cart and charger so you can start enjoying this golf cart-friendly community from day one. The Main Clubhouse is the heart of social life, offering an Olympic-sized geothermal heated pool and spa, a multipurpose auditorium for shows and events, and a library. Stay active on the courts for pickleball, bocce ball, shuffleboard, and tennis. Explore your creative side in the Annex building's workshops for pottery, stained glass, and woodworking. The Lake Tarpon Lodge provides another geothermal-heated pool, a patio with grills, and direct access to Lake Tarpon with a community boat launch and pontoon boats for scenic tours. You'll also find secure RV/boat parking and picnic areas here. Beyond the gates of Highland Lakes, you're just minutes from the vibrant dining and shops of historic Downtown Palm Harbor, the charming Tarpon Springs Sponge Docks, and lively Downtown Dunedin. Our beautiful Gulf beaches, professional sports venues, world-class museums, and international airports are all just a short drive away. Don't miss this opportunity to live the ultimate retirement lifestyle in a home that's ready for you. Schedule your private showing today and discover your new beginning!
Features
- Amenities: Clubhouse, Golf Course, Pickleball Court(s), Pool, Recreation Facilities, Spa/Hot Tub, Tennis Court(s)
- Rooms: 6
- Bedrooms: 3
- Baths: 2 full
- Lot Size: 65 x 105
- Laundry: Inside
- Year Built: 1988
- Garage: 2-car
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 2,164
- Acreage: 0.16
- Lot Size: 65 x 105
- Est. Taxes: $5,466
- HOA Fee: $164 Monthly
- Adult Communities: Yes
- Pet Policy: Cats OK, Dogs OK, Yes
- Appliances: Dishwasher, Disposal, Microwave, Range, Refrigerator
- MLS#: TB8423407
- Days on Market: 63 days
- Website: https://www.raveis.com
/prop/TB8423407/3948tarponpointecircle_palmharbor_fl?source=qrflyer
Listing courtesy of KELLER WILLIAMS GULFSIDE RLTY Phone: 727-489-0800
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
3948 TARPON POINTE CIRCLE, Palm Harbor, FL, 34684
$450,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $360,000 | $360,000 | $360,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.322% | 6.144% | 5.415% |
| Monthly Tax Payment | $456 | $456 | $456 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,072 | $2,156 | $2,870 |
| Total Monthly Payment | $2,603 | $2,687 | $3,401 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388