804 CHARLES BOULEVARD, Oldsmar, FL, 34677 | $1,190,000

“Tranquil Tampa Bay Waterfront Home Featuring Panoramic Views & Luxury Finishes” . High & Dry and not affected by any Storms. Discover a rare waterfront sanctuary on Tampa Bay in Oldsmar’s exclusive Bay’s End community.  This immaculate,  move-in ready single-story custom home offers 4 bedrooms, 3 bathrooms, an oversized 3-car garage, Plus an elegant circular driveway offering extra parking. Perfect for locals or out-of-state buyers seeking to relocate to Florida and embrace the Tampa Bay coastal lifestyle, this residence delivers comfort, efficiency, and elegance in every detail.  Once inside, the split floor plan reveals a thoughtful layout featuring a dedicated formal dining room and a versatile flex/office space designed to accommodate today’s lifestyle needs. The heart of the home is the expansive living room with triple sliding glass doors that open to panoramic water views and fill the space with natural light, creating the perfect backdrop for gatherings or quiet evenings. The gourmet kitchen impresses with granite countertops, modern stainless appliances, water views, and a cozy dinette area.   The primary suite boasts sweeping bay views, luxury finishes, a deep soaking tub, dual walk-in closets, and a spa-like bathroom. A guest suite with its own renovated bathroom featuring a  walk-in shower, premium upgrades, pool access, and walk-in closet provides comfort for visitors, while two additional guest bedrooms offer custom closets and abundant storage.  Step outside to your serene backyard bay oasis with lush landscaping, artificial turf, and a fully fenced backyard. Enjoy Florida’s outdoor lifestyle on the travertine tile patio, screened-in lanai, and outdoor kitchen. Relax in the heated Pebble Tec spa, cool off in the pool, or watch dolphins and manatees from your west-facing Trex composite dock overlooking protected conservation land.  This energy-efficient home is equipped with fully owned solar panels, a solar water heater, water filtration and softener system, propane and electric utilities, hurricane shutters, landscape lighting, fresh interior paint, and more. Meticulously maintained, filled with premium upgrades, and truly move-in ready, this Tampa Bay waterfront home combines luxury, comfort, privacy, and efficiency in one extraordinary property, all within easy reach of Gulf Beaches, Tampa International Airport, A-Rated Schools, and Premier Shopping & Dining. “This home remained high and dry throughout recent storms, offering peace of mind and lasting value. ” Low transferable flood insurance.

Features

  • Rooms: 8
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: Inside, Laundry Room
  • Year Built: 1997
  • Garage: 3-car Circular Driveway
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,500
  • Acreage: 0.31
  • Est. Taxes: $5,699
  • HOA Fee: $780 Annually
  • View: Water
  • Elem. School: Oldsmar Elementary-PN
  • Middle School: Carwise Middle-PN
  • High School: East Lake High-PN
  • Pool: In Ground, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Solar Hot Water, Solar Hot Water Owned, Washer, Water Softener
  • MLS#: TB8422935
  • Days on Market: 140 days
  • Website: https://www.raveis.com
    /eprop/TB8422935/804charlesboulevard_oldsmar_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/4/2026 1:28:27 AM)
Listing courtesy of RE/MAX ALLIANCE GROUP   Phone: 727-845-4321

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

804 CHARLES BOULEVARD, Oldsmar, FL, 34677

$1,190,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $952,000 $952,000 $952,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 5.875% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.117% 5.972% 5.826%
Monthly Tax Payment $475 $475 $475
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,331 $5,631 $7,842
Total Monthly Payment $5,931 $6,231 $8,442

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.