321 Terrace Drive, Prattsville, NY, 12452 | $425,000

Escape to your own secluded retreat in the heart of the Catskills. Set on 10+ wooded acres, this 3-bedroom, 2-bath contemporary style home offers the perfect blend of modern comfort and rustic charm, with room to breathe and endless opportunities to connect with nature. Inside, the home welcomes you with an open floor plan crafting a sense of light and flow anchored by a dramatic brick fireplace that creates a warm and inviting gathering space. The kitchen and dining areas flow seamlessly to the living room and out to the expansive wraparound deck where mornings begin with birdsong and evenings end under star-filled skies, while walls of glass invite the outdoors in. The finished walk-out lower level, complete with a cozy wood stove, provides an intimate space for gatherings, a media room, or a private guest retreat where two bedrooms are located with a full bathroom. Two deeded 5-acre parcels make up the property, offering flexibility for expansion, investment, or simply preserving your privacy. The property is enveloped by oak spruce and maple trees, providing a peaceful quiet setting. While the home once showcased expansive mountain views, the trees have grown in over the years, offering the new owner the option to selectively clear for views again or enjoy the serene seclusion of the wooded landscape. This hidden retreat places you minutes from four-season recreation where every time of year brings its own adventure. In the winter at Windham Mountain and Hunter Mountain you'll enjoy world-class skiing, snowboarding, and tubing, both just a short drive away. In spring and summer, the area transforms into a playground for hiking, mountain biking, fishing, and exploring scenic state parks like North-South Lake. Along with breath taking views of colorful mountainscapes the autumn brings the bounty from local farms and nearby Windham and Tannersville offers exceptional farm to table dining along with charming boutique shops. Whether you're seeking a full-time residence, a weekend escape, or an investment opportunity, this property delivers both lifestyle and potential in one of the most desirable outdoor destinations in New York.

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, In Basement, Inside, Washer Hookup
  • Style: Contemporary
  • Year Built: 1988
  • Heating: Baseboard, Electric
  • Cooling: None
  • Basement: Finished, Full, Walk-Out Access
  • Approx Sq. Feet: 1,768
  • Acreage: 10.1
  • Est. Taxes: $4,840
  • View: Trees/Woods
  • Elem. School: Hunter Elementary School
  • Middle School: Hunter-Tannersville Middle/High Sch
  • High School: Hunter-Tannersville Middle/High Sch
  • School District: Hunter-Tannersville
  • Appliances: Dishwasher, Electric Cooktop, Electric Oven, Electric Water Heater, Exhaust Fan, Humidifier, Refrigerator, Stainless Steel Appliance(s)
  • MLS#: 907211
  • Days on Market: 92 days
  • Website: https://www.raveis.com
    /prop/907211/321terracedrive_prattsville_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of HOWARD HANNA RAND REALTY   Phone: 845-338-5252

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Ryan FortierInsurance Sales Director, William Raveis Insurance

516.739.7731

Ryan.Fortier@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

321 Terrace Drive, Prattsville, NY, 12452

$425,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $340,000 $340,000 $340,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.521% 6.304% 5.648%
Monthly Tax Payment $403 $403 $403
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,984 $2,066 $2,756
Total Monthly Payment $2,462 $2,544 $3,234

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.