200 OCEAN CREST DRIVE, #646, Palm Coast, FL, 32137 | $1,199,000

Perched atop the South Tower at Hammock Beach Resort, this 3-bedroom, 3. 5-bath penthouse with a versatile flex room offers unrivaled privacy, refined comfort, and some of the most commanding ocean views in the entire community. The private elevator entry opens to a foyer framed by two guest suites, each with walk-in closets and ensuite baths.

Across the main living area, travertine tile floors, tray ceilings, and crown molding highlight the craftsmanship that sets this residence apart. The kitchen is outfitted with granite counters, stainless steel appliances, tile backsplash, and a walk-in pantry, positioned to overlook the dining and living spaces. A wet bar with wine fridge, additional storage, and a gas fireplace add both function and character. Expansive sliding doors open to a balcony that captures unobstructed Atlantic views and looks directly over one of Hammock Beach’s seven pools.

A set of French doors leads to the flex room, easily adapted for a home office, den, or overflow guest space. The primary suite extends to the balcony as well, and its bath features a jetted tub, walk-in shower, dual vanities, and separate water closet. A full laundry room with cabinetry completes the interior.

As a member of The Club at Hammock Beach, you’ll have access to a resort lifestyle few places can rival: multiple pools including a lazy river and waterslide, a world-class spa and fitness center, tennis and pickleball courts, two championship golf courses, and a selection of upscale dining experiences. Whether you choose to enjoy this residence as a year-round coastal home or place it in the highly successful Hammock Beach rental program, it offers both an enviable lifestyle and proven investment potential—all with the Atlantic as your backdrop.

Features

  • Elevator: Y
  • Heating: Electric, Heat Pump
  • Cooling: Central Air
  • Levels: 6
  • Rooms: 11
  • Bedrooms: 3
  • Baths: 3 full / 1 half
  • Laundry: Inside, Laundry Room
  • Complex: OCEAN TOWERS HAMMOCK BEACH
  • Year Built: 2007
  • Common Charge: $4,334 Quarterly
  • Approx Sq. Feet: 2,058
  • Acreage: 0.06
  • Est. Taxes: $10,656
  • View: Golf Course, Pool, Trees/Woods, Water
  • Elem. School: Belle Terre Elementary
  • Middle School: Imagine Schools Town Center (K-8)
  • High School: Matanzas High
  • Pet Policy: Yes
  • Appliances: Bar Fridge, Cooktop, Dishwasher, Dryer, Microwave, Range, Range Hood, Refrigerator, Washer
  • MLS#: FC312376
  • Days on Market: 123 days
  • Website: https://www.raveis.com
    /prop/FC312376/200oceancrestdrive_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/14/2026 10:47:09 PM)
Listing courtesy of COASTAL GATEWAY REAL ESTATE GR   Phone: 888-977-1588

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

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200 OCEAN CREST DRIVE, #646, Palm Coast, FL, 32137

$1,199,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $959,200 $959,200 $959,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.875% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.229% 6.007% 5.952%
Monthly Tax Payment $888 $888 $888
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,446 $5,674 $7,965
Total Monthly Payment $6,459 $6,687 $8,978

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.