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Updates Galore in this gorgeous two bedroom two full bath Villa! NO expense was spared in renovations! ENPHASE SOLAR PANELS with Batteries installed (cost $46, 000. ). Solar Panels significantly lower monthly electric bill ($30. average monthly bill). The recent kitchen renovation created a large open dining space complete with stunning cabinetry, high-end stainless appliances, granite countertops, beautiful mosaic tile backsplash and TONS of storage. Quality materials and workmanship can be found throughout this welcoming Villa. New hurricane impact windows. Continuous waterproof luxury vinyl plank flooring, tile in kitchen and primary bath, popcorn ceilings removed and all ceilings have been re-textured. Both bathrooms have been elegantly updated. Electric fireplace. Ceiling fans. Attached one car garage with washer, dryer and loads of storage! New hot water tank. Newer roof, A/C (maintained every six months) and newer electric panel. Whole house water softener and filtration system. Villa is located above the flood plain in a NO FLOOD ZONE on a quiet cul-de-sac. The low HOA fee of just $164/month includes lawn service, irrigation water and sprinkler maintenance, high speed internet and cable TV and trash removal. This is a Planned Unit Development community, so you own your own lot instead of just a unit. Concrete block construction provides a secure and quiet home. Highland Lakes is Palm Harbor’s PREMIER 55+ golf and lakefront community offering OUTSTANDING amenities including FREE UNLIMITED GREEN FEES on three private nine-hole executive courses, putting green and driving cages. FREE RV and BOAT storage. The main clubhouse is the hub for entertainment and social events including every club imaginable! Clubhouse offers a heated and cooled 0lympic-size pool with heated whirlpool spa, fitness, pickleball, four tennis courts with night lighting, eight shuffleboard courts, bocce ball court, arts, interest and hobby programs. The Lake Tarpon Lodge offers a second heated pool, picnic and party facilities, fishing pier, two community pontoon touring boats and a boat dock. Pontoon boats ferry residents to a local waterfront restaurant. Highland Lakes homes are HIGH and DRY and are located in the most convenient location in Tampa Bay…within minutes of the best Gulf beaches, two international airports, extensive retail options and wonderful restaurants, professional sporting events, rich cultural resources and excellent medical services are all nearby. Nothing to do except move in and enjoy this lovely completely updated Villa! Highland Lakes is CAREFREE Florida living at its FINEST!
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Our Executive Mortgage Banker:
Our Insurance Division:
$350,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $280,000 | $280,000 | $280,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.419% | 5.668% |
| Monthly Tax Payment | $90 | $90 | $90 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,656 | $1,724 | $2,269 |
| Total Monthly Payment | $1,821 | $1,889 | $2,434 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.