3284 GORSE COURT, Palm Harbor, FL, 34684 | $350,000

Updates Galore in this gorgeous two bedroom two full bath Villa! NO expense was spared in renovations! ENPHASE SOLAR PANELS with Batteries installed (cost $46, 000. ). Solar Panels significantly lower monthly electric bill ($30. average monthly bill). The recent kitchen renovation created a large open dining space complete with stunning cabinetry, high-end stainless appliances, granite countertops, beautiful mosaic tile backsplash and TONS of storage. Quality materials and workmanship can be found throughout this welcoming Villa. New hurricane impact windows. Continuous waterproof luxury vinyl plank flooring, tile in kitchen and primary bath, popcorn ceilings removed and all ceilings have been re-textured. Both bathrooms have been elegantly updated. Electric fireplace. Ceiling fans. Attached one car garage with washer, dryer and loads of storage! New hot water tank. Newer roof, A/C (maintained every six months) and newer electric panel. Whole house water softener and filtration system. Villa is located above the flood plain in a NO FLOOD ZONE on a quiet cul-de-sac. The low HOA fee of just $164/month includes lawn service, irrigation water and sprinkler maintenance, high speed internet and cable TV and trash removal. This is a Planned Unit Development community, so you own your own lot instead of just a unit. Concrete block construction provides a secure and quiet home. Highland Lakes is Palm Harbor’s PREMIER 55+ golf and lakefront community offering OUTSTANDING amenities including FREE UNLIMITED GREEN FEES on three private nine-hole executive courses, putting green and driving cages. FREE RV and BOAT storage. The main clubhouse is the hub for entertainment and social events including every club imaginable! Clubhouse offers a heated and cooled 0lympic-size pool with heated whirlpool spa, fitness, pickleball, four tennis courts with night lighting, eight shuffleboard courts, bocce ball court, arts, interest and hobby programs. The Lake Tarpon Lodge offers a second heated pool, picnic and party facilities, fishing pier, two community pontoon touring boats and a boat dock. Pontoon boats ferry residents to a local waterfront restaurant. Highland Lakes homes are HIGH and DRY and are located in the most convenient location in Tampa Bay…within minutes of the best Gulf beaches, two international airports, extensive retail options and wonderful restaurants, professional sporting events, rich cultural resources and excellent medical services are all nearby. Nothing to do except move in and enjoy this lovely completely updated Villa! Highland Lakes is CAREFREE Florida living at its FINEST!

Features

  • Amenities: Cable TV, Clubhouse, Golf Course, Maintenance, Pickleball Court(s), Pool, Recreation Facilities, Shuffleboard Court, Spa/Hot Tub, Storage, Tennis Court(s)
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: In Garage
  • Style: Florida, Patio
  • Year Built: 1982
  • Garage: 1-car Garage Door Opener, Oversized
  • Heating: Electric, Solar
  • Cooling: Central Air
  • Approx Sq. Feet: 1,238
  • Acreage: 0.09
  • Est. Taxes: $1,078
  • HOA Fee: $164 Monthly
  • Adult Communities: Yes
  • Elem. School: Highland Lakes Elementary-PN
  • Middle School: Carwise Middle-PN
  • High School: Palm Harbor Univ High-PN
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Filtration System, Water Softener
  • MLS#: TB8415147
  • Days on Market: 190 days
  • Website: https://www.raveis.com
    /prop/TB8415147/3284gorsecourt_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/13/2026 12:37:51 PM)
Listing courtesy of CHARLES RUTENBERG REALTY INC   Phone: 727-538-9200

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

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3284 GORSE COURT, Palm Harbor, FL, 34684

$350,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $280,000 $280,000 $280,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.250% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.357% 6.419% 5.668%
Monthly Tax Payment $90 $90 $90
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,656 $1,724 $2,269
Total Monthly Payment $1,821 $1,889 $2,434

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.