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Welcome to one of Baldwin Harbor’s most extraordinary waterfront properties—an outdoor enthusiast’s dream and a rare opportunity to own a truly one-of-a-kind coastal retreat. Positioned along 93 feet of open bay frontage with unobstructed southern and western exposure, this stunning home offers panoramic water views, breathtaking sunsets, and front-row seats to fireworks displays and concerts at Long Beach and Jones Beach. With quick access to the Atlantic Ocean, the property boasts a large dock, boat lift, and every amenity needed for seamless waterfront living. The resort-style backyard is nothing short of spectacular, featuring a heated gunite pool with captivating lighting effects, a hot tub, full outdoor bathroom, custom outdoor kitchen, and multiple seating areas designed for relaxation or entertaining on a grand scale—all set against a backdrop of open bay views. Inside, the home has been completely renovated down to the studs, combining thoughtful design with sophisticated finishes. Every south-facing window offers uninterrupted bay vistas, while floor-to-ceiling glass and sliding doors blur the lines between indoor and outdoor living. The custom chef’s kitchen is a showpiece, complete with Viking appliances, stunning stone countertops, and designer lighting, seamlessly connected to a gracious dining area, family room, and additional lounge space. The layout includes five bedrooms and four uniquely designed bathrooms, including a breathtaking primary suite with a walk-in closet and the convenience of second-floor laundry. Two access points lead to the expansive upper-level bayfront deck—an idyllic spot for sunset cocktails or morning coffee. Additional features include a working fireplace, central air and smart thermostats in every room, Radiant Heat Flooring, solar panels for energy efficiency, and a one-of-a-kind wellness retreat complete with a salt cave, cold plunge, and sauna. Beautifully designed pavers create a low-maintenance backyard oasis that feels both private and luxurious. Every inch of this home has been curated for those who crave beauty, functionality, and a deep connection to the water. Whether you're looking for a year-round residence or a seasonal escape, this property delivers the ultimate coastal lifestyle—effortless, elegant, and entirely unforgettable. Icing on the cake? This property is NOT in a Flood Zone, offering every benefit the beautiful waterfront can offer us, without any downside.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,999,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,599,200 | $1,599,200 | $1,599,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 4.875% | 5.750% | 5.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 5.925% | 5.858% | 5.681% |
| Monthly Tax Payment | $1,807 | $1,807 | $1,807 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $8,463 | $9,333 | $13,067 |
| Total Monthly Payment | $10,395 | $11,265 | $14,999 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.