3734 TOPSAIL TRAIL, New Port Richey, FL, 34652 | $549,000

REDUCED . . . . BEAUTIFUL HOME - Fully renovated, 3 Bedrooms, 2 Full Bathrooms. Bright, Open Floorplan. Enter thru Double Front Leaded Glass Doors to full views of living space - Full Wall of Slider Doors to capture that amazing view! Large Living Room area that is sure to fit all your furniture. Kitchen overlooks Living Room and separate Dining Room areas, features Wood Cabinets, Stainless Steel Appliances including a Wine Refrigerator, In the wall Ovens, Cooktop and Separate Breakfast Bar. Enjoy cooking in this space with plenty of counter tops and storage. Primary Bedroom features private ensuite with custom designed shower. Secondary Bedrooms are adequately sized. Second Full Bathroom has custom cabinetry and frameless glass shower. Inside Utility Room is sure to please includes wash out sink. Large 2 car Garage. Corner oversized lot. Exterior Back has a large paver patio - perfect for relaxing and enjoying. Ready to make it your own personal backyard oasis. Interior AC Unit replaced around 2 years ago. Outside AC Unit replaced October 2024. New Water Heater August 2025. Gulf Harbors offers Private Beach w/Cabana's, Grills, Facilities and most of all - the SUNSETS. No HOA - but voluntary to join and enjoy all the community activities that are offered. Community offers a Private Boat Ramp access with the voluntary HOA Membership and Boat Ramp Key Deposit for a small annual fee. Call today to make an appointment to view your new home !!!

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Year Built: 1972
  • Garage: 2-car
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,878
  • Acreage: 0.25
  • Est. Taxes: $5,785
  • HOA Fee: $200 Annually
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Microwave, Refrigerator, Wine Refrigerator
  • MLS#: TB8422972
  • Days on Market: 99 days
  • Website: https://www.raveis.com
    /prop/TB8422972/3734topsailtrail_newportrichey_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/13/2026 11:32:08 AM)
Listing courtesy of FLORIDA HOME REALTY GROUP, LLC   Phone: 813-523-2280

William Raveis Family of Services

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888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

3734 TOPSAIL TRAIL, New Port Richey, FL, 34652

$549,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $439,200 $439,200 $439,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 5.990% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.322% 6.144% 5.415%
Monthly Tax Payment $482 $482 $482
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,528 $2,630 $3,502
Total Monthly Payment $3,102 $3,204 $4,076

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.