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REDUCED . . . . BEAUTIFUL HOME - Fully renovated, 3 Bedrooms, 2 Full Bathrooms. Bright, Open Floorplan. Enter thru Double Front Leaded Glass Doors to full views of living space - Full Wall of Slider Doors to capture that amazing view! Large Living Room area that is sure to fit all your furniture. Kitchen overlooks Living Room and separate Dining Room areas, features Wood Cabinets, Stainless Steel Appliances including a Wine Refrigerator, In the wall Ovens, Cooktop and Separate Breakfast Bar. Enjoy cooking in this space with plenty of counter tops and storage. Primary Bedroom features private ensuite with custom designed shower. Secondary Bedrooms are adequately sized. Second Full Bathroom has custom cabinetry and frameless glass shower. Inside Utility Room is sure to please includes wash out sink. Large 2 car Garage. Corner oversized lot. Exterior Back has a large paver patio - perfect for relaxing and enjoying. Ready to make it your own personal backyard oasis. Interior AC Unit replaced around 2 years ago. Outside AC Unit replaced October 2024. New Water Heater August 2025. Gulf Harbors offers Private Beach w/Cabana's, Grills, Facilities and most of all - the SUNSETS. No HOA - but voluntary to join and enjoy all the community activities that are offered. Community offers a Private Boat Ramp access with the voluntary HOA Membership and Boat Ramp Key Deposit for a small annual fee. Call today to make an appointment to view your new home !!!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$549,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $439,200 | $439,200 | $439,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.322% | 6.144% | 5.415% |
| Monthly Tax Payment | $482 | $482 | $482 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,528 | $2,630 | $3,502 |
| Total Monthly Payment | $3,102 | $3,204 | $4,076 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.