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Expanded 5-Bedroom, 2-Bath Home with Full Basement & Spacious Yard Welcome to this beautiful home that needs little TLC. This home is offering a perfect blend of space, functionality, and charm. Located in a desirable neighborhood, this property boasts excellent curb appeal and thoughtful upgrades throughout. Spacious Interior: Five generously sized bedrooms provide ample room for a growing family, home office setup, or guest accommodations with an additional three bonus rooms. Two full bathrooms, tastefully updated and well-maintained , Hardwood Flooring: throughout the main living areas offer warmth and elegance. Ceramic Tile Flooring: Durable ceramic tile floors in the kitchen and dining room enhance functionality and style. The kitchen features countertops and appliances. Full Basement: A full-sized basement offers plenty of storage or the potential for additional living space, recreation room, or workshop with bonus . OSE Enjoy a nice-sized yard—perfect for entertaining, gardening, or relaxing outdoors. A double-wide driveway with elegant Belgium block edging provides plenty of parking for multiple vehicles. Efficient Utilities: Separate hot water heater ensures energy efficiency and convenience. Low Taxes: Taxes with STAR exemption are just $6, 785—an excellent value for a home of this size and condition. * Move-In Ready with some minor updates and TLC. This home is a rare find with its combination of space, condition, and affordability. Don’t miss your opportunity to own this nice-sized yard—perfect for entertaining, gardening, or relaxing outdoors. House sold as is. . . .
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Our Executive Mortgage Banker:
Our Insurance Division:
$640,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $512,000 | $512,000 | $512,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.345% | 6.533% | 5.783% |
| Monthly Tax Payment | $879 | $879 | $879 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,029 | $3,194 | $4,181 |
| Total Monthly Payment | $4,000 | $4,165 | $5,152 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.