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Presented by
Gina McDonald - Gina McDonald Team |
PERFECT HOME IF YOU HAVE CONTRACTING EQUIPMENT AND WANT THE CONVENIENCE OF HOUSING YOUR BUSINESS ITEMS @HOME! Dreaming of Country Living in a Renovated & Move-In Ready home? This one has a post and beam barn along with a detached two car garage situated on over an acre with 5 year old engineered septic system and back up generator in case you need it! Welcome to your perfect blend of charm and modern comfort. This beautifully remodeled country home has it all - from a second-floor addition easy to maintain vinyl siding, thermopane windows, and energy-efficient mechanicals. Inside, you'll love the warmth of gleaming hardwood floors, stylish tile, and a remodeled kitchen with modern appliances. Step outside to a spacious cleared lot with appealing frontage, ideal for family gatherings, gardening, or simply soaking up the peace and quiet. Need storage? You'll have it all with a 2-car detached garage plus an extra-large barn (51' x 25', 2nd story post and beam barn) - perfect for hobbies, a workshop, or even future creative ventures. Schedule your showing today and claim your dream country escape! Minutes away from Collinsville, shopping, restaurants, hiking, fly-fishing, only 15 min to highway system and 40 min to Bradley International Airport. Tucked away yet convenient to the things you need. THIS PROPERTY IS AVAILABLE TO PURCHASE WITH 0 MONEY DOWN VIA USDA LOAN FOR QUALIFIED BUYERS. Also available a purchase program that eliminates hubbard clauses.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Main | |
| Bedroom 2 | Upper | |
| Bedroom 3 | Upper | |
| Dining Room | Main | |
| Family Room | Vaulted Ceiling | Main |
| Kitchen | Book Shelves | Main |
| Living Room | Main | |
| Loft | Upper | |
| Primary Bedroom | Upper |
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
For homebuyers and sellers, our Attorney Network:
$400,000
Sales Associate
William Raveis Real Estate
Phone: 860.712.8171
Gina.McDonald@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.463.1745
Russell.Baboff@raveis.com
NMLS Mortgage Loan Originator ID 1014636
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $320,000 | $320,000 | $320,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.521% | 6.304% | 5.648% |
| Monthly Tax Payment | $643 | $643 | $643 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,867 | $1,944 | $2,593 |
| Total Monthly Payment | $2,585 | $2,662 | $3,311 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.