2102 Bay Street, Beaufort, SC, 29902 | $3,750,000

Welcome to 2102 Bay Street — a one-of-a-kind Lowcountry masterpiece nestled in one of Beaufort's most coveted locations. Positioned along the waterfront with sweeping views of the iconic Woods Memorial Bridge, the downtown skyline, and the scenic bluff beyond, this residence delivers a front-row seat to the very best of the South Carolina coast. Fully renovated and thoughtfully expanded, this home now offers over 5, 680 square feet of inspired living space, blending modern elegance with timeless Lowcountry charm.
As you arrive, a wrap-around circular driveway invites you to explore the property, while custom black metal front and rear doors and new Jeld-Wen black windows immediately reflect the quality and intentional design found throughout. Inside, the main floor features wide-plank Stainmaster "Austin Oak" waterproof flooring, extensive custom millwork, and a truly show-stopping kitchen. The centerpiece is a double waterfall-edge island, featuring a custom quartz backsplash, flanked by custom cabinetry and built-in luxury appliances including built-in coffee station and microwave. A walk-through butler's pantry with separate sink that connects to a spacious laundry and utility area with custom cabinetry and a third sink, offering both beauty and function for everyday living. The primary suite on the main level is a peaceful retreat, with a spa-like wet room featuring a freestanding soaking tub, ceiling-to-floor tile work, and exquisite finishes. A custom walk-in closet offers well-designed storage without sacrificing style. Also on the main floor are two generous guest rooms one wit it's own on-suite ensuring everyone feels at home. The lower level has been fully outfitted for multigenerational living, featuring a private-entry in-law suite with its own living, sleeping, laundry and kitchen space. There's also a fully finished home theater space perfect for movie nights, game days, or streaming concerts with built-in in-wall speaker systems throughout the home. Outside, your private sanctuary continues with a newly constructed Trex deck and cable railing system that overlooks the saltwater pool and paver patio, surrounded by professionally landscaped grounds with new sod, irrigation, and a curated mix of plantings, trees, and pine straw accents. Just beyond, a 120-foot private dock with a boat lift stretches into the tidal creek ideal for kayaking or launching a skiff for sunset cruises. Additional upgrades are extensive and include: new Hardie board and brick siding, 30-year architectural roof, 3 new HVAC units, new PEX plumbing throughout, updated electrical with all new recessed lighting and exterior fixtures on timers and dimmers, gutters, spray foam insulation in the attic, crawlspace, and addition, and eight fully renovated bathrooms throughout the home. This property also includes a 2-car garage and a seamless 2, 300 sq ft addition housing two upstairs bedrooms with a Jack-and-Jill bathroom. But what truly sets 2102 Bay Street apart is not just the level of craftsmanship, it's the lifestyle. Just a short walk from downtown Beaufort, this home is perfectly situated to enjoy the best of local living. Wake up and stroll to your favorite coffee at nearby Herban Market, walk or golf cart to the waterfront park, grab lunch at one of Beaufort's acclaimed restaurants, or shop the charming boutiques that line Bay Street. You're not just buying a home you are stepping into the fabric of Beaufort's history and future. A rare opportunity to own a true legacy property in the heart of Beaufort, 2102 Bay Street is a timeless residence where design, comfort, and location converge to offer one of the most exceptional homes ever brought to market in the Lowcountry.

Features

  • Bedrooms: 7
  • Baths: 5 full / 3 half
  • Development: Beaufort
  • Year Built: 1955
  • Heating: Electric, Central
  • Cooling: Electric, Central Air
  • Basement: Yes
  • Approx Sq. Feet: 5,680
  • Acreage: 0.46
  • Est. Taxes: $3,724
  • Appliances: Cable TV/Available, Dishwasher, Disposal, Refrigerator
  • MLS#: 192235
  • Days on Market: 164 days
  • Website: https://www.raveis.com
    /eprop/192235/2102baystreet_beaufort_sc?source=qrflyer
This information is deemed reliable, but not guaranteed. Neither the Lowcountry Regional MLS, nor the listing broker, nor their agents or subagents are responsible for the accuracy of the information. The buyer is for use by its members and is not intended for use for any other purpose. Source: LowCountry Regional MLS

William Raveis Family of Services

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Dana HorriganSales Associate

860.575.8665

Dana.Horrigan@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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To learn more about our credentials, visit raveis.com today.

Dave BeckmanVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 10930

203.641.8287

Dave.Beckman@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Jennifer HartRegional Sales Manager, William Raveis Insurance

978.457.6220

Jennifer.Hart@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

2102 Bay Street, Beaufort, SC, 29902

$3,750,000

Dana Horrigan

Sales Associate

William Raveis Real Estate

Phone: 860.575.8665

Dana.Horrigan@raveis.com

Dave Beckman

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.641.8287

Dave.Beckman@raveis.com

NMLS Mortgage Loan Originator ID 10930

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $3,000,000 $3,000,000 $3,000,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 5.750% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.117% 5.870% 5.806%
Monthly Tax Payment $310 $310 $310
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $16,799 $17,507 $24,712
Total Monthly Payment $17,234 $17,942 $25,147

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.