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1 Cedar Lane is a rare offering-a true deep-water estate with short private dock, protected and enduring long-range views, and a level of construction quality that is increasingly difficult to replicate, and impossible at the offering price. Set on 1. 2 acres on secluded Cedar Island within Moss Creek, the property offers direct, easy access to open water, a separate two-bedroom guest cottage, and a layout designed for both privacy and gathering, creating a true coastal compound. The main residence features three bedrooms, including a private guest suite on the main level and primary and guest suites above, along with an elevator for ease of access throughout. Built by Genesis Construction, the home reflects exceptional design and craftsmanship, recognized with the coveted Lighthouse Judges' Choice Award the year it was completed. Interior spaces are anchored by timber-frame trusses, wide-plank flooring, and a fireside keeping room that opens to the kitchen, creating a natural center of gravity for daily living. Outdoors, the experience is defined by its connection to the water: a saltwater pool and spa, expansive porches, riverfront firepit, and a short private dock that extends your reach beyond the shoreline into gentle, full-time deep water. The protected view corridor ensures lasting privacy and uninterrupted Lowcountry beauty. At $3. 95M, this offering represents a compelling opportunity within the deep-water segment, where properties of this scale, quality, and waterfront access are increasingly difficult to find. Moss Creek provides a private, amenity-rich setting with marina, golf, racquet sports, fitness, a beautiful riverfront pool with service, and miles of preserved natural landscape. This is not simply a home. It is a long-term waterfront asset and one of the most extraordinary offerings in the Lowcountry today.
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$3,950,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $3,160,000 | $3,160,000 | $3,160,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.368% | 6.385% | 6.223% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $18,946 | $19,457 | $26,666 |
| Total Monthly Payment | $19,071 | $19,582 | $26,791 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.