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Presented by
Debbie DiBella |
Nestled in the heart of Black Rock. . . . . . . Welcome to Evergreen Cottage! The perfect blend of Simplicity, comfort & Tranquility! Beautifully maintained and rich in details such as high ceilings, craftsman-style moldings , crisp decor & an abundance of natural light in every room. Updated kitchen and bath, gas furnace & sewer line. Roof fully replaced 2021. Original cedar clapboards and trim restored and painted 2020. The full dormered attic offers lots of storage and good expansion possibilities. Great basement workshop with lots of light and walk out access. Verdant views from every window beckon you to enjoy delightful and serene gardens in your own private oasis. . Inviting front porch to relax on too! Enjoy easy access to NYC with the Metro North station just a short distance away, as well as all that Black Rock has to offer-- including unique shops, Restaurants, St. Marys by the Sea park and more! A peaceful, beautiful respite awaits! (subject to seller finding suitable housing)
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | 9 ft+ Ceilings,Hardwood Floor | 9.0 x 10.0 | Main |
| Dining Room | 9 ft+ Ceilings,Hardwood Floor | 10.0 x 13.0 | Main |
| Kitchen | Remodeled,9 ft+ Ceilings,Country,Hardwood Floor | 8.0 x 11.0 | Main |
| Living Room | 9 ft+ Ceilings,Hardwood Floor | 15.0 x 9.0 | Main |
| Primary Bedroom | 9 ft+ Ceilings,Hardwood Floor | 10.0 x 13.0 | Main |
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Executive Mortgage Banker:
Our Insurance Division:
For homebuyers and sellers, our Attorney Network:
$429,900
Sales Associate
William Raveis Real Estate
Phone: 203.969.5505
Debbie.Dibella@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.5535
Mace.Rattet@raveis.com
NMLS Mortgage Loan Originator ID 69957
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.2006
Francine.Silberman@raveis.com
NMLS Mortgage Loan Originator ID 69244
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $343,920 | $343,920 | $343,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.431% | 5.873% |
| Monthly Tax Payment | $490 | $490 | $490 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,034 | $2,118 | $2,808 |
| Total Monthly Payment | $2,599 | $2,683 | $3,373 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.