CRYSTAL LANE, Umatilla, FL, 32784 | $299,000

Price Improvement. Welcome to 5. 44 acres of peaceful beauty in Umatilla, located in north unincorporated Lake County. With NO HOA restrictions, this property gives you the freedom to create the lifestyle you’ve been dreaming of. This buildable lot sits on a quiet private dirt road, offering privacy and seclusion while still providing convenient access to everyday needs. Utilities are available for connection, and since the land requires little to no clearing, you can get started on your dream home right away. Bring your custom house plans, design a family estate, this versatile acreage gives you endless possibilities. Umatilla is a community celebrated for its love of the outdoors. The area is surrounded by opportunities for boating, fishing, camping, hiking, and horseback riding. Just minutes away, you’ll find Alexander Springs, a crystal-clear natural spring that marks the southern end of the famous Florida Trail, a 60-mile hiking adventure that winds through pristine landscapes. Known as the Gateway to the Ocala National Forest, Umatilla also provides direct access to thousands of acres of preserved wilderness, perfect for outdoor enthusiasts and nature lovers. Despite its peaceful setting, this property is ideally located: only 10 minutes to Publix, 20 minutes to the charming shops and festivals of Mount Dora, and about an hour’s drive to Orlando for world-class dining, shopping, and entertainment. If you’ve been searching for acreage that blends privacy, convenience, and natural beauty, this 5. 44-acre property in Umatilla is ready to welcome you home.

Features

  • Lot Size: 600 x 400apr x
  • Lot Desc: Buildable, Oversized Lot
  • View: Trees/Woods
  • Elem. School: Umatilla Elem
  • Middle School: Umatilla Middle
  • High School: Umatilla High
  • MLS#: O6340112
  • Days on Market: 81 days
  • Website: https://www.raveis.com
    /prop/O6340112/crystallane_umatilla_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/7/2025 12:55:06 AM)
Listing courtesy of CENTURY 21 CARIOTI   Phone: 407-573-2121

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

CRYSTAL LANE, Umatilla, FL, 32784

$299,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $239,200 $239,200 $239,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.521% 6.304% 5.648%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,396 $1,453 $1,939
Total Monthly Payment $1,471 $1,528 $2,014

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.