4145 RAMBLER AVENUE, St. Cloud, FL, 34772 | $609,000

Under contract-accepting backup offers. PRICE IMPROVEMENT!!! Stunning 5-Acre Retreat in St. Cloud - Welcome to your dream property in St. Cloud! This exceptional three-bedroom, two-bath home features an additional office space, making it perfect for remote work or study. Sellers will contribute to Buyers closing costs. Nestled on a sprawling 5 acres, this estate offers unparalleled privacy and versatility with three separate buildings designed for all your needs. The main residence boasts a split floor plan, ensuring comfort and convenience for family living. The large kitchen provides ample space for cooking and entertaining friends and family. Imagine hosting gatherings where everyone can enjoy the warmth of your home while overlooking the picturesque views of your expansive property. Outdoor Amenities Step outside to discover the true essence of this property. Enjoy year-round relaxation in the sparkling pool, surrounded by stunning landscapes that create a serene atmosphere. Whether it's sunny or rainy, you can host barbecues under the covered patio, making every gathering memorable. This estate is fully equipped with essential amenities, including 1) A garage that accommodates up to five cars, complete with electricity and water. 2) A versatile building that can serve as either a storage unit or gym. 3) A third outer building (pole barn) featuring an RV hookup, ideal for storing hay, boats, RVs, extra vehicles, or farm equipment. Additional Features The property also includes two beautiful man-made ponds, adding to the charm and tranquility of your surroundings. Fully fenced and cross-fenced for security and peace of mind, this estate features a secure gate entrance. For those who love animals, this property is perfect for keeping horses, chickens, or other livestock while enjoying the privacy of your own expansive land. This is truly a must-see property that combines luxury living with rural charm. Don’t miss out on this unique opportunity to own a slice of paradise in St. Cloud! Experience the lifestyle you've always dreamed! — Scheduled your visit today!

Features

  • Rooms: 3
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Laundry: Inside, Laundry Room, Other
  • Style: Ranch
  • Year Built: 1975
  • Garage: 5-car Boat, Covered, Driveway, Garage Door Opener, RV Carport, RV Garage, RV Parking, Workshop in Garage
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,985
  • Acreage: 4.89
  • Est. Taxes: $5,079
  • Lot Desc: Conservation Area, Farm, City Lot, In County, Landscaped, Level, Private
  • View: Garden, Pool, Water
  • Elem. School: Hickory Tree Elem
  • Middle School: Narcoossee Middle
  • High School: Harmony High
  • Pool: Child Safety Fence, Gunite, In Ground, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Ice Maker, Microwave, Range, Refrigerator, Washer, Water Purifier, Water Softener
  • MLS#: V4944621
  • Days on Market: 78 days
  • Website: https://www.raveis.com
    /prop/V4944621/4145rambleravenue_stcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/26/2025 8:02:08 PM)

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

The Connie Widmann TeamSales Associates

203.856.6491

Connie.Widmann@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
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  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Laurie BergerVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 12578

203.520.1925

Laurie.Berger@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Rosemarie DePasqualeInsurance Sales Director, William Raveis Insurance

203.561.0013

Rosemarie.DePasquale@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

4145 RAMBLER AVENUE, St. Cloud, FL, 34772

$609,000

The Connie Widmann Team

Sales Associates

William Raveis Real Estate

Phone: 203.856.6491

Connie.Widmann@raveis.com

Laurie Berger

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.520.1925

Laurie.Berger@raveis.com

NMLS Mortgage Loan Originator ID 12578

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $487,200 $487,200 $487,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.360% 6.304% 5.648%
Monthly Tax Payment $423 $423 $423
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,766 $2,960 $3,949
Total Monthly Payment $3,281 $3,475 $4,464

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.