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*SELLER IS WILLING TO GIVE SELLER CREDITS FOR NEW PAINT. Welcome to 4502 E 12th Street — a 4 bedroom, 1 bathroom home perfectly situated on a large corner lot just under a quarter acre in the heart of Tampa. Offering over 1, 200 sq. ft. of living space, this home combines comfort, convenience, and character. Inside, you’ll find a flowing floor plan beginning with a spacious living room that opens into a flexible dining or multi-purpose area, leading seamlessly to the open kitchen. The kitchen is a highlight with granite countertops, stainless steel appliances, ample cabinet storage, and generous counter space. The split floor plan provides two bedrooms at the front of the home and two at the rear, with a centrally located bathroom featuring a brand new toilet. A convenient laundry closet with hookups and water heater sits between the rear bedrooms. Step outside to enjoy the inviting front wood deck or relax on the screened-in patio overlooking the expansive backyard. The yard features a private pond, offering a unique opportunity to create your own serene retreat with fish or turtles. This home has been thoughtfully maintained with several key updates throughout the years. The roof was replaced in 2018, central A/C in 2020, water heater in 2020 and updated plumbing with a sump pump in 2022. The septic has also recently been inspected and pumped in July of 2025. The AC also has yearly scheduled maintenance. The last scheduled maintence was December of 2025. Also the roof fascia has recently been refurbished which adds to the home’s overall upkeep and curb appeal. Centrally located, this home puts you minutes from historic Ybor City, the Seminole Hard Rock Hotel & Casino, Florida State Fairgrounds, the MidFlorida Credit Union Amphitheatre, and the exciting new Gasworx development connecting Ybor and Channelside. With quick access to I-4, I-75, and the Selmon Expressway, commuting across Tampa Bay is a breeze. Whether you’re looking for a first home, an investment property, or a centrally located Tampa retreat, 4502 E 12th Street is ready to welcome you home.
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Our Executive Mortgage Banker:
Our Insurance Division:
$249,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $199,920 | $199,920 | $199,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.333% | 6.520% | 5.783% |
| Monthly Tax Payment | $289 | $289 | $289 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,183 | $1,247 | $1,632 |
| Total Monthly Payment | $1,546 | $1,610 | $1,995 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.