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No flood insurance required, this spacious 4-bedroom, 2. 5-bath home offers the ideal mix of comfort and convenience.
Step inside to an open floor plan featuring a baker's dream kitchen with ample granite countertops, custom all-wood 42-inch wall cabinets, a new fridge in 2024, a built-in convection oven, a dedicated dining room, and an indoor laundry room with a full-size front-load energy-efficient washer/dryer purchased late 2024. The home is thoughtfully designed with accessibility in mind, offering grab bars in the bathroom, a walk-in shower in one bathroom, and a tub/shower combo in the other bath, both have vent fans with Bluetooth & nightlight features. Other highlights include StarEnergy windows with hurricane covers installed in 2021, a new roof in 2021, high-efficiency HVAC, and ramp access to the back deck, perfect for relaxing or entertaining. Additional highlights include a long driveway ideal for RVs, boats, or multiple vehicles, a fenced yard with gates on both sides, well water irrigation, a whole-house water filtration system, and reverse osmosis in the kitchen. Centrally located between lively Downtown St. Petersburg & the scenic beaches of Treasure Island, just a short walk to the nearby SunRunner rapid bus line, providing quick access to both downtown St. Pete and the coast. Commuters will appreciate easy access to 275, the Skyway Bridge, and Tampa. This home is move-in ready and offers something for everyone—schedule your tour today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$559,800
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $447,840 | $447,840 | $447,840 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.197% | 6.156% | 5.609% |
| Monthly Tax Payment | $42 | $42 | $42 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,543 | $2,682 | $3,630 |
| Total Monthly Payment | $2,677 | $2,816 | $3,764 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.