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**Price Improvement** Prime location 3 lots west of A1A so it's a quick walk to the ocean. Home has 2 bedrooms and 2 bathrooms and the primary bedroom has an ensuite bathroom with walk in shower. This cute home offers everything you will need and feels open and spacious with the vaulted ceiling. One car garage and backyard is fenced for privacy. There is a quaint little garden area on the back right side of the yard and a nice patio area to sit and relax in the fenced in backyard. This home is bright and gives that home feel. It would be perfect for your primary home, second home or rental. Easy to maintain and has many updates - solar installed 2020 and will be paid off at closing, roof installed September 2024, Bryant A/C is March 2023 and Rheem water heater is August 2006, fenced backyard installed 2021 and home comes with hurricane shutters. The portable A/C in the garage will be staying with the home and it also has hurricane shutters.
Daytona Speedway is only 5 miles away, the ocean is about 650 ft away and there are some great restaurants and shopping close by. Daytona offers so many events like Nascar 500, Rolex 24, Nascar 200, Coke Zero 400, Rockville Music Fest, Art Festival, Jeep week, Bike week, Biketoberfest, Turkey Run, Concerts and so much more.
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Our Executive Mortgage Banker:
Our Insurance Division:
$360,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $288,000 | $288,000 | $288,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.000% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.209% | 6.178% | 5.541% |
| Monthly Tax Payment | $239 | $239 | $239 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,635 | $1,727 | $2,315 |
| Total Monthly Payment | $1,949 | $2,041 | $2,629 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.