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Presented by
Lisa Siapanides |
Live the city lifestyle you love — without leaving the suburbs! Don't miss this exceptional opportunity to own a meticulously updated 1 bedroom, 1 bathroom co-op where comfort meets convenience in one of Westchester’s most vibrant downtowns. This spacious and sunlit unit features beautifully refinished hardwood flooring throughout and a host of modern updates making this truly a turn-key unit you can immediately enjoy! Relax or entertain in the oversized living/dining area that flows into a renovated kitchen with granite counters, cherry cabinets, and a charming bonus nook with custom bench seating & storage. The home’s private retreat offers a spacious bedroom with a modern ceiling fan, while the stylishly updated, fully tiled bathroom is appointed with a Bath Fitter tub backed by a transferable warranty and a versatile 3-function shower system. Located in the heart of White Plains, you are just steps from diverse dining, shopping, and entertainment options plus only minutes to Metro North with a 35 minute express train to NYC. Imagine the ease of commuting combined with the excitement of having EVERYTHING at your doorstep and the comfort of a beautifully maintained living space you’ll be proud to call home. NO assessments! Added bonus - seller is offering a credit for one full year of permit parking.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$195,000
Licensed Real Estate Salesperson
William Raveis Real Estate
Phone: 914.804.0412
Lisa.Siapanides@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.494.1459
Vincent.DiMella@raveis.com
NMLS Mortgage Loan Originator ID 24240
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $156,000 | $156,000 | $156,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.583% | 6.533% | 5.764% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $923 | $973 | $1,274 |
| Total Monthly Payment | $998 | $1,048 | $1,349 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.