512 Mamaroneck Avenue, #E, White Plains, NY, 10605 | $195,000

Live the city lifestyle you love — without leaving the suburbs! Don't miss this exceptional opportunity to own a meticulously updated 1 bedroom, 1 bathroom co-op where comfort meets convenience in one of Westchester’s most vibrant downtowns. This spacious and sunlit unit features beautifully refinished hardwood flooring throughout and a host of modern updates making this truly a turn-key unit you can immediately enjoy! Relax or entertain in the oversized living/dining area that flows into a renovated kitchen with granite counters, cherry cabinets, and a charming bonus nook with custom bench seating & storage. The home’s private retreat offers a spacious bedroom with a modern ceiling fan, while the stylishly updated, fully tiled bathroom is appointed with a Bath Fitter tub backed by a transferable warranty and a versatile 3-function shower system. Located in the heart of White Plains, you are just steps from diverse dining, shopping, and entertainment options plus only minutes to Metro North with a 35 minute express train to NYC. Imagine the ease of commuting combined with the excitement of having EVERYTHING at your doorstep and the comfort of a beautifully maintained living space you’ll be proud to call home. NO assessments! Added bonus - seller is offering a credit for one full year of permit parking.

Features

  • Parking: Open
  • Heating: Natural Gas, Radiant
  • Cooling: Wall/Window Unit(s)
  • Rooms: 4
  • Bedrooms: 1
  • Baths: 1 full
  • Laundry: Other
  • Year Built: 1928
  • Approx Sq. Feet: 800
  • Acreage: 0.11
  • Lot Desc: Near Public Transit, Near School, Near Shops
  • Elem. School: White Plains
  • Middle School: White Plains Middle School
  • High School: White Plains Senior High School
  • School District: White Plains
  • Pet Policy: No Dogs
  • Appliances: Dishwasher, Freezer, Gas Oven, Microwave, Refrigerator
  • MLS#: 893491
  • Days on Market: 93 days
  • Website: https://www.raveis.com
    /raveis/893491/512mamaroneckavenue_whiteplains_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Lisa SiapanidesLicensed Real Estate Salesperson

914.804.0412

Lisa.Siapanides@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Vincent DiMellaVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 24240

914.494.1459

Vincent.DiMella@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Ryan FortierInsurance Sales Director, William Raveis Insurance

516.739.7731

Ryan.Fortier@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

512 Mamaroneck Avenue, #E, White Plains, NY, 10605

$195,000

Lisa Siapanides

Licensed Real Estate Salesperson

William Raveis Real Estate

Phone: 914.804.0412

Lisa.Siapanides@raveis.com

Vincent DiMella

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.494.1459

Vincent.DiMella@raveis.com

NMLS Mortgage Loan Originator ID 24240

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $156,000 $156,000 $156,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.583% 6.533% 5.764%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $923 $973 $1,274
Total Monthly Payment $998 $1,048 $1,349

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.