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Location, quality craftsmanship and move-in ready living come together in this beautifully remodeled home situated on the 16th fairway in the premier gated community of Spruce Creek Fly-In. Originally upgraded for a family member, no expense was spared in the use of high-end materials throughout. The exceptional, open floor plan is bright and perfect for entertaining, offering two living areas, three bedrooms, three baths, a wood-burning fireplace, a flex area and an expansive eat-in kitchen with a massive quartz island, quality cabinetry, built-in pantry and full appliance package including washer and dryer. Additional features include an enclosed lanai, inside laundry with splash tub, outdoor shower, epoxy garage floor, tile flooring throughout designed to look like wood, remodeled baths, new windows, sliders, and doors (2018), roof (2016), hot water heater (2022), A/C system (2020), and a transferable termite bond. The 90x120 lot is not in a flood zone, and the seller is re-sodding certain sections of the front and back lawn for the new buyer. Virtually staged photos highlight the potential of this move-in-ready property, where nothing is left to do but bring your furniture. A short walk takes you to the country club, pool, fitness center, pro shop, golf, tennis, pickleball, taxiway and Fly-In Café. Spruce Creek Fly-In offers a unique aviation lifestyle centered around a private 4, 000-foot runway with full-service FBO, along with resort-style amenities including an 18-hole golf course, social clubs, parks, trails, playgrounds and a community dock, all secured with 24/7 gated access and roving patrols, just minutes from Daytona Beach. Exceptional school system!
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Our Executive Mortgage Banker:
Our Insurance Division:
$550,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $440,000 | $440,000 | $440,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.431% | 5.873% |
| Monthly Tax Payment | $571 | $571 | $571 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,603 | $2,709 | $3,593 |
| Total Monthly Payment | $3,266 | $3,372 | $4,256 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.