109 Paul Horn Road, Catskill, NY, 12414 | $619,000

At the very end of an upstate country road, where the pavement turns to gravel and seems to surrender to the land, sits a home that feels like it was placed with intention. 109 Paul Horn Rd isn't just a house - it's a retreat, a homestead, and a promise of a slower, richer way of life. Surrounded by 5. 50 acres of open fields and woods, the property offers complete privacy and mountain views, a silent sentinel that watches over the land. The sun rises early here and lingers late, casting golden light across the stamped concrete patio and shimmering in-ground pool. It's the kind of place where summer days stretch long and lazy, and evenings are spent under stars that city dwellers forget exist. Stones meander through the property like old friends, and a chicken coop stands ready for your flock, with room to welcome goats, sheep, and other farm companions you choose to bring into your homestead. Inside, the home is warm and welcoming. The country kitchen, with its white cabinets, granite countertops, and stainless steel appliances, opens into the dining room. The living room centers around a wood-burning fireplace, perfect for snowy Catskill nights, while the family room offers space to sprawl, create, or simply be. Hardwood floors run through the living room and several bedrooms, tile anchors the kitchen and baths, and plush carpet softens the primary suite. Wide plank luxury vinyl adds a modern touch to the family room while natural light pours through every window, illuminating the textures and tones that make this house feel like home. Upstairs, five bedrooms offer space for sleeping, guests, or creative pursuits. A full bath serves the upper level, and every room is touched by the same quiet light that fills the rest of the home. But the story of 109 Paul Horn Rd doesn't end at the property line. Just minutes away lies the town of Catskill, a place where history and creativity intertwine. Once the stomping grounds of Hudson River School painters like Thomas Cole, the town still hums with artistic energy. Main Street is lined with galleries, boutique shops, and eateries that feel both timeless and fresh. The Thomas Cole National Historic Site offers a glimpse into the roots of American landscape painting, while the Hudson River Skywalk connects Catskill to Olana, the home of Frederic Church, another titan of the movement. Catskill is more than a cultural hub - it's a gateway to adventure. Boating on the Hudson River, hiking in the Catskill Mountains, and skiing at Windham Mountain are all within easy reach. The town's calendar is dotted with seasonal festivals, farmers markets, and community events that bring neighbors and visitors together and celebrate the region's heritage. Whether it's a summer concert in the park or a crisp autumn stroll through the Riverside Walk or RamsHorn-Livingston Audubon Sanctuary, Catskill invites you to slow down and savor. Living at 109 Paul Horn Rd means waking up to birdsong instead of traffic, measuring time in seasons instead of schedules, and finding beauty not just in the landscape, but in the rhythm of a life well-lived. This is where your story finds its setting, nestled in the hills and heart of Catskill.

Features

  • Rooms: 10
  • Bedrooms: 5
  • Baths: 2 full
  • Laundry: In Basement
  • Style: Colonial
  • Year Built: 1976
  • Heating: Electric, Forced Air, Oil, See Remarks
  • Cooling: Wall/Window Unit(s)
  • Basement: Full
  • Approx Sq. Feet: 2,016
  • Acreage: 5.5
  • Est. Taxes: $6,142
  • Lot Desc: Back Yard, Cleared, Private, Wooded
  • View: Mountain(s), Panoramic, Trees/Woods
  • Elem. School: Catskill Elementary School
  • Middle School: Catskill Middle School
  • High School: Catskill Senior High School
  • School District: Catskill
  • Pool: Fenced, In Ground
  • Appliances: Dishwasher, Dryer, Gas Range, Refrigerator, Stainless Steel Appliance(s), Washer
  • MLS#: 906251
  • Days on Market: 60 days
  • Website: https://www.raveis.com
    /prop/906251/109paulhornroad_catskill_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

William "Tuck" KeatingSales Associate

203.585.9922

Tuck.Keating@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Joseph MollicaVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 130058

203.952.8600

Joseph.Mollica@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Alex FerroInsurance Sales Director, William Raveis Insurance

203.610.1536

Alex.Ferro@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

109 Paul Horn Road, Catskill, NY, 12414

$619,000

William "Tuck" Keating

Sales Associate

William Raveis Real Estate

Phone: 203.585.9922

Tuck.Keating@raveis.com

Joseph Mollica

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.952.8600

Joseph.Mollica@raveis.com

NMLS Mortgage Loan Originator ID 130058

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $495,200 $495,200 $495,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 5.990% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.322% 6.144% 5.415%
Monthly Tax Payment $512 $512 $512
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,851 $2,966 $3,948
Total Monthly Payment $3,455 $3,570 $4,552

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.