1363 WHISPERING PINES DRIVE, Clearwater, FL, 33764 | $624,800

Under contract-accepting backup offers. Welcome Home to this beautifully renovated, TOTAL-TURN-KEY 3-Bed, 2-Bath, 2-Garage, Split-Plan, Pool/Spa home perfectly nestled in the highly sought-after community of Morningside Estates. Every detail of this stunning residence has been thoughtfully re-imagined with Quality, Craftsmanship, and Contemporary design in mind.  Highlights include Luxurious FLOORING, Energy-Efficient LED lighting, Newer ROOF, Double Pane WINDOWS, with Modern Fans, Fixtures, Trims, & Moldings throughout. Both bathrooms have been tastefully updated with Designer Tilework, Modern Vanities, and Contemporary Fixtures that blend comfort with style. Retreat to the master suite which boasts a fully remodeled en-suite Bath with plenty of space for a King-sized bed & Furniture set. At the heart of the home lies a Gourmet Kitchen designed to impress-featuring Real Wood Cabinetry, Water-fall-GRANITE Countertops, and premium Stainless Appliances.  It's a true chef’s dream and an entertainer’s delight. The Expansive Open-Concept layout is flooded with Natural Light, creating a warm and inviting atmosphere ideal for both everyday living and hosting guests. Step outside to the Poolside Porch which is Custom-Designed for entertaining.  The FULL-Service Pool Side Kitchenette is equipped GRANITE Countertops and Stainless Appliances, perfect for al fresco dining and memorable Family gatherings. Site features include a Heated & Cooled POOL/SPA combo, Irrigation system, and 6’ Vinyl Fence. This property is located in Zone X (aka non-Flood Zone) providing peace of mind while saving you Thousands in annual Insurance premiums. Don’t miss out on this exceptional opportunity on this fully renovated, high quality home.

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: In Garage
  • Style: Bungalow
  • Year Built: 1966
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,740
  • Acreage: 0.17
  • Est. Taxes: $5,275
  • Lot Desc: City Lot
  • Pool: Gunite, Heated
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Microwave, Range, Refrigerator
  • MLS#: O6339595
  • Days on Market: 83 days
  • Website: https://www.raveis.com
    /prop/O6339595/1363whisperingpinesdrive_clearwater_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/9/2025 10:47:08 PM)
Listing courtesy of THE C SMITH REAL ESTATE GROUP LLC   Phone: 407-705-7797

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1363 WHISPERING PINES DRIVE, Clearwater, FL, 33764

$624,800

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $499,840 $499,840 $499,840
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.375% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.533% 6.533% 5.668%
Monthly Tax Payment $440 $440 $440
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,917 $3,118 $4,051
Total Monthly Payment $3,449 $3,650 $4,583

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.