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This Balch Lake waterfront home offers 200 feet of shoreline on nearly an acre of land, creating a retreat where every season can be enjoyed. Built in 1980 and thoughtfully updated, the home features 1, 608 square feet of living space with lake views as the backdrop. The kitchen has been beautifully renovated and includes bar seating that opens directly to the dining area, where sliding glass doors lead out to a spacious deck overlooking the water. The main level also includes a large living room with vaulted ceilings, a striking stone hearth with wood stove, a bedroom, and a full bath with shower. Upstairs, you’ll find two more bedrooms, a second full bathroom, and an office area—ideal for working remotely while taking in glimpses of the lake. The lower-level walkout basement provides additional space with direct access to a patio at the water’s edge. Outside, the private dock makes it easy to spend days swimming, boating, or simply soaking in the peace of the lakefront setting. With its generous shoreline, natural beauty, and inviting layout, this property is ready to be enjoyed as a year-round home or a getaway to share with family and friends.
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $711,920 | $711,920 | $711,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.125% | 6.000% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.246% | 6.133% | 6.038% |
| Monthly Tax Payment | $662 | $662 | $662 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,876 | $4,268 | $5,960 |
| Total Monthly Payment | $4,630 | $5,022 | $6,714 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.