412 Ruskey Lane, Hyde Park, NY, 12538 | $979,000

A very special, beautifully maintained and well loved single family home which has been cared for by the same family for 43 enjoyable years. Attentively fashioned to accommodate three generations of family in separate living areas: One Three Bedroom, one bath unit, one Two Bedroom, one bath unit and one One Bedroom one and one half baths unit with open floor plan, all very spacious, comfortable and updated. The five acre property is stunning, from the gorgeous entry by the spring fed pond, loaded with fish, near the road frontage, travel up the long, paved driveway to the home, surrounded by trees for total privacy on the elegant grounds. If Buyer requests, Seller will change the Three Bedroom and the One Bedroom parts of the House back to a Four Bedroom single family home if the Buyer requests, at Seller's expense, leaving the Two Bedroom Unit available for guests or additional family. There are sheds for storage and/or workshops. A large deck in the back for entertaining, including a hot tub and huge back yard for family activities or just plain relaxing. Hyde Park is an amazingly beautiful and desirable area of Dutchess County with amenities galore, shopping, restaurants, hiking trails, farmers' markets, notable mansions and of course, the outstanding and historic Hudson River. With nearby towns like Rhinebeck, Poughkeepsie, Red Hook, there are no shortages of anything you may desire, while still at home in your in your peaceful, parklike setting. Just two hours to New York City via car, one and one half hour by train. Don't miss this opportunity to own a most prestigious property in an incredible spot. This is an Amazing and very special property.

Features

  • Rooms: 12
  • Bedrooms: 6
  • Baths: 3 full / 1 half
  • Style: Cape Cod, Traditional
  • Year Built: 1900
  • Heating: Forced Air
  • Cooling: Central Air, Wall/Window Unit(s)
  • Basement: Crawl Space, Partial, See Remarks, Unfinished, Walk-Out Access
  • Approx Sq. Feet: 4,400
  • Acreage: 5
  • Est. Taxes: $15,677
  • Lot Desc: Cleared, Front Yard, Landscaped, Level, Part Wooded, Rolling Slope, Waterfront, Wooded
  • View: Open, Park/Greenbelt, Water
  • Water Front: Yes
  • Elem. School: Netherwood
  • Middle School: Haviland Middle School
  • High School: Franklin D Roosevelt Senior High School
  • School District: Hyde Park
  • Appliances: Dishwasher, Dryer, Microwave, Refrigerator, Stainless Steel Appliance(s), Washer
  • MLS#: 905205
  • Days on Market: 71 days
  • Website: https://www.raveis.com
    /eprop/905205/412ruskeylane_hydepark_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Carole Edwards Realty   Phone: 845-439-3620

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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To learn more about our credentials, visit raveis.com today.

Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Ryan FortierInsurance Sales Director, William Raveis Insurance

516.739.7731

Ryan.Fortier@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

412 Ruskey Lane, Hyde Park, NY, 12538

$979,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $783,200 $783,200 $783,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.125% 6.000% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.246% 6.133% 6.038%
Monthly Tax Payment $1,306 $1,306 $1,306
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,264 $4,696 $6,556
Total Monthly Payment $5,662 $6,094 $7,954

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.