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One or more photo(s) has been virtually staged. HOA dues for 2026 have been reduced! Welcome to this beautifully maintained one-bedroom, one-bathroom condominium located in the desirable Pine Ridge at Palm Harbor—a pet-friendly, age 55+ retirement community offering comfort, convenience, and a vibrant lifestyle. This move-in-ready residence exudes modern elegance and is privately situated at the rear of the complex, showcasing true pride of ownership. For use as your primary residence, vacation home or investment property with no wait-time to rent! The interior features luxury vinyl plank flooring throughout, creating a seamless and stylish look. The kitchen is a dream with solid Shaker style cabinetry, glass tiled backsplash and newer appliances. The well-designed bathroom offers dual access from both the hallway and the spacious primary bedroom, which also includes a generous walk-in closet. The living room has a slider door to a quaint patio, covered and screened. A Newer HVAC system (2024) and hot water heater for your peace of mind. 805 sqft. includes the covered patio. Low HOA fees (328. 16) include: roof, cable, internet, sewer, trash, water, external pest control, external maintenance, Heated Pool and Spa, Shuffleboard court, Clubhouse, walking trails and an on-site manager. Pine Ridge is a great location near restaurants, shopping, medical and dental facilities, beaches, Honeymoon Island and more! All room dimensions approximate. Call today for your in-person or live virtual tour today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$141,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $112,800 | $112,800 | $112,800 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.322% | 6.156% | 5.415% |
| Monthly Tax Payment | $28 | $28 | $28 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $649 | $676 | $899 |
| Total Monthly Payment | $752 | $779 | $1,002 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.